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You take care of your customers while we take care of your payment solutions.

Fast transaction processing

Streamline your transactions with integrated Point of Sale, so you can spend more time with your customers.

  • Keep your business running during internet outages with 3G/4G mobile network back-up.

  • Simplify payments and business operations by integrating with top Australian Point of Sale (POS) systems14.

  • Easy to use, real-time reporting. Transaction information in your hands when you need it.

  • International guests can pay in their home currency with Dynamic Currency Conversion16, or use Alipay and UnionPay17 for payments.

Dynamic Surcharging

Recover most of the costs of accepting card payments with Dynamic Surcharging. You save time when pre-set surcharges are automatically applied13.

Tap & Save

Save on eligible transactions1. Tyro’s innovative least-cost routing solution chooses the lowest-cost processing network for eligible transactions.


Accept more payment types

Give your customers the option to choose from multiple ways to pay.

Payment types: Visa, eftpos, Mastercard, American Express, Union Pay, Diners Club International, Samsung Pay, Apple Pay, Google Pay, JCB and Alipay

The "Previous" button changes the content below the button and the "Next" button changes the content above the button. The numbered buttons also change the content above.

The big advantage is the back-end reporting.

It's very thorough and useful.

Richardson’s Harley-Davidson®, Launceston

EFTPOS solutions

Tap to Pay on iPhone with the Tyro BYO app

Accept contactless payments with an iPhone.

  • No extra terminals or hardware required
  • Simple setup
  • WiFi and mobile networks via your iPhone
  • Accept contactless payment types
  • Digital receipts only
  • Secure and private transaction for customers
  • No setup or hardware fees19
  • 1.4% fee per transaction (incl. GST)18

Go EFTPOS Reader

Ideal for simple payment needs wherever your business takes you15.

  • Sleek design that fits in your palm or pocket
  • Simple Bluetooth pairing via your smart device15
  • Accepts contactless and chip payments
  • Digital receipts only
  • Compact design to free up space on your counter
  • Wireless – no cables, no fuss
  • $59 one-time purchase per device (incl. GST)
  •  1.4% fee per transaction (incl. GST)18
  • Customised pricing available where card transactions exceed $20,000 per month

Pro EFTPOS machine

A modern, fast, and easy to use machine with innovative technology.

  • State of the art design
  • Wifi, ethernet and 4G backup
  • All day, rechargeable, lithium ion battery
  • Accepts contactless, chip and swipe payments
  • Seamless integration to POS systems available
  • Print or digital receipts
  • On-machine reporting and data in real time
  • $29 per month machine rental (incl. GST)20
  • 1.4% per transaction (incl. GST)18
  • Customised pricing available where card transactions exceed $20,000 per month
  • No cost EFTPOS available - $0 monthly bills by passing on a surcharge to your customers21

Your payment system matters

Payment systems for Service businesses. Enquire now.

Apply now

Australia based customer support, available 7 days a week

We’re here to help. Local support for online and in-store solutions.

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Online payments

More ways to get paid with in-store and online transactions.

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Things you should know

1Tyro does not guarantee any cost savings by opting in for Tap & Save. Savings on eligible transactions processed through the cheapest network vary for each business depending on their card mix, transaction volume and amount, industry, and pricing plan. Eligible transactions are contactless debit card transactions less than $1,000. Tap & Save is not available on Special Offer pricing which includes some flat fee simple pricing offers or where you surcharge on debit card transactions as cost savings may not be realised. For details refer to or call 1300 108 976.

13Dynamic Surcharging is available for Mastercard, Visa, eftpos, UnionPay, American Express, JCB, and Diners Club transactions. The Dynamic Surcharging feature is not available for eCommerce transactions or to customers on No Cost EFTPOS pricing. By default, we do not include your EFTPOS machine rental costs into the calculation of your cost of acceptance, however you may choose to apply these costs into your calculation of your cost of acceptance via the Tyro Portal subject to the surcharging rules as set by the RBA and enforced by ACCC and, in relation to American Express transactions, the American Express Merchant Operating Guide.

14 POS/PMS integration not available on the Go EFTPOS reader. Please refer to for the full list of Point of Sale (POS) systems that currently integrate with Tyro. 

15 Bendigo Bank powered by Tyro Go EFTPOS reader is compatible with Apple iOS 11 or later and Android 8.0 or later and requires a Bluetooth-enabled mobile device or tablet, the Tyro Go EFTPOS Reader App to be installed, and mobile network coverage.

16 As at May 2022, 112 currencies are supported by Tyro’s provider, Pure Commerce .

17 Alipay and UnionPay available in-store through your Tyro EFTPOS Facility (subject to eligibility)

18Applies to Visa, Mastercard, eftpos and UnionPay transactions. Transaction costs for American Express/JCB, Alipay, Buy Now Pay Later and MOTO available on application. Other fees may apply.

19Tap to Pay on iPhone requires iPhone Xs or later running iOS 16.4 or later via the Tyro BYO App. Some contactless cards may not be accepted by the Tyro BYO App. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. For more details, see Tap to Pay on iPhone - Apple Developer. The Tyro BYO App requires mobile connectivity for use.

Businesses are required to use their own iPhone. Tyro BYO App is free to download via the App Store.

Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc., registered in the U.S. and other countries and regions.

20 $29 (incl GST) rental is available to new customers. Rental charges may differ for existing customers.

21No Cost EFTPOS may not enable you to recover all your costs of taking electronic payments with Tyro. It does not cover:

  • your EFTPOS machine rental if you transact less than $10,000 per month (excluding Alipay transactions and transactions processed and settled to you under a separate agreement with American Express or JCB) using your Tyro EFTPOS facility;
  • any transaction where you manually impose a surcharge (for example, using your POS software) or disable Tyro’s surcharging feature;
  • if you have Tyro eCommerce or otherwise use your Tyro facility to accept electronic payments online, the costs of accepting those electronic payments;
  • if you have a separate agreement with American Express and/or JCB which governs how transactions are processed and settled to you, any fees payable to American Express and/or JCB based on that agreement;
  • EFTPOS machine rental for any EFTPOS machines you rent from us, or any EFTPOS machine paper rolls you purchase from us, that exceed your reasonable business needs; or
  • any optional accessories that you purchase from Tyro.
Mastercard is a registered trademark of Mastercard International Incorporated.

Google Pay is a trademark of Google LLC.

Android is a trademark of Google LLC.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

Bendigo Bank EFTPOS and eCommerce powered by Tyro is issued by Tyro Payments Limited ACN 103 575 042 AFSL 471951. Bendigo Bank bank accounts are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879.

Bendigo Bank is remunerated by Tyro on a commercial basis for this offer.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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