|Service availability %
||The actual amount of time that the service is not experiencing a significant outage, as a proportion of the amount of time during which the service was planned to be available in the quarter. Planned available time excludes planned outages (e.g. for system maintenance).
||Unplanned unavailability of a service that meets minimum thresholds for duration and the proportion of customers affected.
||Includes payment systems provided by the RBA, card schemes and other central payment system infrastructure; electricity network; and provider of telecommunications network links to Bendigo Bank’s operating or data centres.
|Withdraw/deposit cash at ATM
||Ability to withdraw or deposit cash, and check account balance, at a Bendigo Bank-branded ATM. Excludes issues relating to the cardholder’s card.
|Transact over-the-counter at a branch
||Ability to withdraw or deposit cash, or initiate account transfers or make bill payments over-the-counter in a branch. Excludes the ability to draw and deposit cheques. Excludes Bank@Post outlets.
|Make card payments (cardholders)
||Ability to use a Bendigo Bank-branded debit, prepaid or credit card to make a payment either in-store, on a mobile device (e.g. through an app) or online. Outages exclude problems with the business’ payments device or payments provider or a customer’s mobile device.
|Accept card payments (businesses)
||Ability of businesses using the payment services of Bendigo Bank to accept card payments, either at point-of-sale or online/in-app. Outages exclude problems with the cardholder’s bank or payment acceptance devices that are not provided by Bendigo Bank.
|Access accounts using online banking (web browser or mobile device app)
||Ability to log in, transfer between own accounts at Bendigo Bank, initiate payments and/or view accurate and up to date account information. Excludes the ability to process payments, which is covered in ‘make/receive account transfers (fast payments)’ and ‘make/receive account transfers (the next business day)’.
|Make/receive account transfers – fast payments
||Ability of Bendigo Bank to process fast bank account transfers. This includes account-to-account transfers (Pay Anyone) to a PayID, and other one-off or scheduled payments (for example, direct debits and payroll payments by businesses) made through NPP/Osko. Outages exclude the inability for customers to initiate transfers due to unavailability of web or app banking channels, or a branch.
|Make/receive account transfers – next business day
||Ability of Bendigo Bank to process bank account transfers, with funds becoming available to the recipient on the next business day or later. Includes account-to-account transfers (Pay Anyone) and scheduled payments (for example, direct debits, and payroll payments by businesses) not made as fast payments through NPP/Osko, and BPAY payments. Outages exclude the inability to initiate payments due to unavailability of web or app banking channels, or a branch.