Low rate, no annual fee, or platinum perks. Find the credit card that's best for you.
Find a card to suit your needs
Low rate
Save on interest and enjoy our lowest everyday purchase rate.
No annual fee
$0 annual fee. $0 international transaction fee.
Rewards & discounts
Earn Bendigo Bank Rewards points for every dollar spent.1
Qantas points
Earn Qantas Points and enjoy a wide range of benefits.2
Compare all cards
Explore our selection of credit cards and find the best choice for your needs and goals.
Due to a high volume of applications, we are experiencing delays in our processing times. Please bear with us as we process applications.
Credit card features
Interest free period for 55 days4
No fee for additional card holders
24/7 fraud monitoring5
Access your account via e-banking or the Bendigo Bank app
e-statements for easy account management
Mobile payments with your smart phone and watch
Mobile payments
Why bank with Bendigo Bank?
The better big bank
- Caring for 2.5 million customers
- Voted Australia's most trusted bank^
- Profits invested back into Australian communities
- Community bank branches in rural areas
Security
- 24/7 fraud monitoring
- Multi-factor authentication
- Secure online shopping
- Zero Liability Protection5
- Banking safely online support
Bendigo Bank app
- Transfer money
- BPAY
- Lock/unlock lost cards
- Change your card PIN
Helpful tools
Use our helpful tools to help compare and selected the right credit card for you.
Switch to Bendigo Bank
Make the switch that matters. Find out why we're Australia's most trusted bank^ and manage your finances with ease.
Need help?
Online
Complete the online enquiry form to get contacted via your phone or email.
At a branch
Use our branch locator to search for a branch, agency or ATM near you.
Phone
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Things you should know
^ Roy Morgan Risk Monitor 2023. Customers of Bendigo and Adelaide Bank Limited.
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).
Target Market Determinations for products are available.
1Bendigo Rewards
Rewards Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344. Conversion calculation correct as at 8 August 2023. Conversion rates subject to change.
Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.
2Qantas Points
4Up to 55 days interest free
5Mastercard Zero Liability
Conditions for protection apply, see mastercard.com.au/zero-liability