With Bendigo Bank you can turn your phone or smart watch into your wallet. Simply load an eligible Bendigo Bank card to your device and pay on the go.
Compare all cards
From our great-value low rate card to our platinum range, we have a card to suit your needs.
Bendigo Bright® Credit Card
Low rate
Benefits
Low annual fee and low purchase interest rate. 24/7 fraud monitoring and protection.5
Annual fee
$59
Balance transfer interest rate
19.99% p.a.
Purchase interest rate
9.99% p.a.
Cash advance interest rate
19.99% p.a.
Interest free period
Up to 55 days4
Rewards
No
Bendigo Ready Credit Card
No annual fee
Benefits
$0 annual fee. $0 international transaction fee. Complimentary insurances.7
Annual fee
$0
Balance transfer interest rate
19.99% p.a.
Purchase interest rate
19.99% p.a.
Cash advance interest rate
19.99% p.a.
Interest free period
Up to 55 days4
Rewards
No
Platinum Rewards Credit Card
Rewards Points
Benefits
$1 = 1.5 Rewards Points1, travel insurance & purchase protections7
Annual fee
$89
Balance transfer interest rate
21.99% p.a.
Purchase interest rate
19.99% p.a.
Cash advance interest rate
21.99% p.a.
Interest free period
Up to 55 days4
Rewards
Bendigo Bank Rewards®
Qantas Platinum Credit Card
Qantas Points
Benefits
$1 = 0.6 Qantas Points2, travel insurance & purchase protections7
Annual fee
$149
Balance transfer interest rate
21.99% p.a.
Purchase interest rate
19.99% p.a.
Cash advance interest rate
21.99% p.a.
Interest free period
Up to 55 days4
Rewards
Qantas Points
Helpful tools
Learn more about the benefits our credit cards provide and choose the card that suits you.
Things you should know
Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 March 2023 and is subject to change. Full details available on application. Credit criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879 (‘Bendigo Bank’).
Target Market Determinations for products are available.
1Bendigo Rewards
Rewards Points are earned on eligible transactions – see Bendigo Rewards Terms and Conditions for details or call 1300 236 344. Conversion calculation correct as at 8 August 2023. Conversion rates subject to change.
Bendigo Bank Rewards is a registered trade mark owned by Bendigo and Adelaide Bank Limited.
2Qantas Points
To earn Qantas Points with the Qantas Platinum Credit Card, you must be a member of the Qantas Frequent Flyer program and provide your Qantas Frequent Flyer number to Bendigo Bank. Membership of the Qantas Frequent Flyer program is subject to the terms and conditions of the Qantas Frequent Flyer program, which can be found at Qantas.com/terms. 0.6 Qantas Points will be earned on eligible transactions, transferred monthly to the Frequent Flyer account and are capped at 20,000 points per month – see Bendigo Credit Card Terms and Conditions for details or call 1300 236 344. Ineligible transactions are BPAY transactions, cash advances, payments to the Australian Taxation Office, cash equivalent transactions, business transactions, balance transfers, and transactions for gambling or gaming purposes, any fee or charge, including any government charges or duties, interest and finance charges payable or paid on your credit card, transactions which are disputed, fraudulent or involve the abuse or unauthorised use of your credit card and payments and purchases which are refunded or reimbursed. To obtain your complimentary QFF membership go to qantaspoints.com/ffjoinbendigo.
4Up to 55 days interest free
The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.
7Bendigo Credit Card Insurance
Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards, Qantas Platinum) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance.
Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Bendigo Credit Card Insurance (Bendigo Ready, Low Rate Platinum, Platinum Rewards and Qantas Platinum) Terms and Conditions which may be amended from time to time. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.
Bendigo Bright® is a registered trade mark owned by Bendigo and Adelaide Bank Limited.
Mastercard
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
