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Bank accounts

Find the perfect account for your goals. Whether it's saving for a dream holiday or managing everyday finances.

Our bank accounts

We offer a variety of accounts to suit your financial goals. Whether you need easy access for everyday spending, a safe place to grow your savings, or a secure option for long-term investments. Explore our transaction, savings, and term deposit accounts to find the perfect fit for you.

Transaction accounts

Manage your everyday spending with ease and convenience.

Savings accounts

Grow your savings for your future goals with competitive interest rates.

Term deposit

Earn guaranteed returns on your investments with our secure term deposit options.

Advantages of banking with us

Discover the benefits that come with our bank accounts, designed to empower your financial journey.
  • 24/7 fraud monitoring to detect and verify suspected transactions
  • Multi-factor authentication (MFA) as a security measure to verify users.
  • Easy access to your money with a Debit Mastercard®
  • Access your account via e-banking or the Bendigo Bank app
  • Mobile payments with your smart phone and watch
  • Card security for lost or stolen cards

Banking made easy - try the Bendigo Bank app

For convenient banking on the go, download the Bendigo Bank app. Big on ease, speed and security, it delivers all the tools you’ll need for seamless online banking.
Picture of bendigo bank app on a plum background

Easier banking

  • Log in quickly and securely with biometric authentication or a Four-digit PIN
  • See balances without logging in using Quick Balances
  • Pay people and bills in seconds with PAYID, Osko, BPay
  • Add your debit or credit card to Apple Pay or Google Pay from the app
  • Card controls at your fingertips
  • Robust security features to keep you safe and secure

Download the Bendigo app now

Why bank with Bendigo Bank?

We're one of Australia's biggest banks, and we're also the nations most trusted bank. As we grow we invest in technology, accessibility, and service to create a better banking experience for everyone. Here are just some ways we're bigger for customers.

The better big bank

  • Caring for 2.5 million customers
  • Voted Australia's most trusted bank^
  • Profits invested back into Australian communities
  • Community bank branches in rural areas


  • 24/7 fraud monitoring
  • Multi-factor authentication
  • Secure online shopping
  • Zero Liability Protection5
  • Banking safely online support

Bendigo Bank app

  • Transfer money
  • BPAY
  • Lock/unlock lost cards
  • Change your card PIN

Switch to Bendigo Bank

Make the switch that matters. Find out why we’re Australia’s most trusted bank^ and manage your finances with ease.

Stay safe from scams, fraud and learn how to protect yourself

Read our articles and educate yourself.

How to spot a scam

Learn about the scams that could impact you, then understand how to protect yourself.

Fraud knowledge hub

Fraud is when suspicious activities happen without your knowledge. Safeguarding your personal information and devices are essential steps to help protect yourself from potential fraud.

BEN Protect

Ensuring the safety of your money and personal information is our top priority. Learn more about how we protect you and tips to better protect yourself from scams.

Need help?

Whether you prefer online resources, phone assistance, or a friendly face-to-face chat, we offer a variety of ways to get the support you need. Let us know how we can help!


Complete the online enquiry form to get contacted via your phone or email.

At a branch

Use our branch locator to search for a branch, agency or ATM near you.


If you have clicked on any suspicious links and entered your e-banking details:

Things you should know

^ Roy Morgan Risk Monitor 2023. Customers of Bendigo and Adelaide Bank Limited.


Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

5Mastercard Zero Liability

Conditions for protection apply, see

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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