Government grants and schemes for first home buyers

This coupled with historically low rates could make this the opportune time for you to make the leap.

Depending where you live, your individual circumstances and the eligibility criteria of each scheme - you may even be able to access both state and federal government schemes.

Follow the links to see details of each incentive. 

National

• First Home Loan Deposit Scheme, including the New Home Guarantee and Family Home Guarantee
• First Home Super Saver Scheme (ATO)

State by state

Victoria

• First Home Owner Grant
• First Home Buyer Duty Exemption/Concession
• HomesVic Shared Equity Initiative 
• Home Builder Grant

Queensland

• First Home Owner Grant
• First Home Concession
• Queensland Housing Finance Loan

New South Wales

• First Home Owner Grant
• First Home Buyer Assistance Scheme

Australian Capital Territory

• First Home Owner Grant
• Home Buyer Concession Scheme
• Home Buyer Assistance

Tasmania

• First Home Owner Grant
• First Home Buyer Duty Concession

South Australia

• First Home Owner Grant
• Homestart Finance

Western Australia

• First Home Owner Grant
• First Home Owner Rate of Duty
• Keystart

Northern Territory

• First Home Owner Grant
• Territory Home Owner Discount
• Household Goods Grants Scheme
• Home Renovation Grant
• Homebuild Access

Want to know more?

Our lenders know the ins and outs of all the schemes and incentives, and as a participating lender in the First Home Loan Deposit Scheme we can take you through the whole application process and give you up to date information on the number of places available.

For more handy tips for first home buyers head here.