Your business is unique. Your loan should be too.
Compare business loans
We have a range of loans to support your business goals. Talk to us today.
Business loan
Easy to manage and flexible to support growing your business without using your capital.
Minimum loan amount
Borrow from $10,000
Rate and terms
- Variable and fixed rate options
- Term up to 25 years
Repayment
Principal & interest and interest only with flexible repayment options and extra repayments
Variety of loan
Unsecured or secured with property or assets
Online facility
Online redraw available on variable rate loans
Market rate loan
Provides you transparency of your rate, with risk management options adding peace of mind.
Minimum loan amount
Borrow from $200,000
Rate and terms
- Floating variable and fixed rate options
- Term up to 25 years
- Interest rate risk management options
- Rates vary based on the Bank Bill Swap Bid rate (BBSY).
- A lending margin and fees may apply.
Repayment
Principal & interest and interest only with flexible repayment options and extra repayments
Variety of loan
Unsecured or secured with property or assets
Online facility
Online redraw available on variable rate loans
Business Overdraft
A fully fluctuating facility that allows you to continue drawing money up to the approved overdraft limit.
Minimum Overdraft
$20,000
Variable rate
- Variable interest rate
- A lending margin and fees may apply
Repayment
You are only charged interest on the amount you use and only need to make repayments to keep your balance below the overdraft limit
Funds
Overdraft is linked to your Business Everyday account and at-call funds.
Easy access
Access via digital wallet, debt card, e-banking, or in branch.
Bank Guarantee
An undertaking by the Bank that payments to your customers and suppliers will be met, without tying up working capital, providing your suppliers and vendors the security of a guaranteed payment.
The Bank holds your cash or assets as security for the guarantee.
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You provide your supplier with the guarantee instead of cash.
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If you cannot make payment, the bank will meet your commitment.
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You will need to repay any funds the bank has paid on your behalf.
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When there is no outstanding payment or debt, your security can be released.
Need help?
Business banking made simple, support made easy with an award winning Australian bank. Our support team is available online, by phone, or at a branch.
Phone
Need support with your account.
At a branch
Use our branch locator to search for a branch near you.
Business hub
Our Business hub is designed to support your business with tips, tools, and resources to help your business succeed.
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Need a business loan, speak to a specialist.
Things you should know
Subject to terms and conditions. Fees and charges apply. Full details available on application. All credit subject to Bendigo Bank's normal lending criteria.
Target Market Determinations for products are available.
^ Roy Morgan Risk Monitor 2025. Customers of Bendigo and Adelaide Bank Limited.
