Equipment finance

For your business to grow, having the right equipment matters.

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Equipment finance

Our lending specialists will work with you to tailor equipment finance solutions for your business.

Equipment Loan

You own the asset and purchase it with a loan, using the equipment as security

Usually no deposit is required

As you own the asset, you may be entitled to claim GST input tax credits, depreciation and interest expenses

Flexible and tailored repayment structures depending on your cash flow needs

A balloon payment may be included at the end of the term depending on the asset age and type

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Finance Lease

We purchase and own the asset and lease it to you for an agreed period. You may make an offer to purchase the asset at the end of the term.

100% finance of the purchase price (deposits not permitted)

We own the asset and normally the entire rental payment is tax deductable for you

Flexible and tailored repayment structures depending on your cash flow needs

A mandatory residual at the end of the term means you will benefit from lower rental instalments

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Asset Purchase

We purchase and own the asset, and you buy it from us in instalments over an agreed period. Upon final payment ownership of the asset transfers to you.

Usually no deposit is required

We own the asset however you may be entitled to claim GST input tax credits, depreciation and interest expenses

Flexible and tailored repayment structures depending on your cash flow needs

A balloon payment can be included at the end of the term

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Novated Lease

Works like a finance lease and is designed specifically for employee motor vehicles that form part of a salary package arrangement.

100% finance of the purchase price (deposits not permitted)

We own the vehicle and at the end of the term you may make an offer to purchase

Repayments made by your employer out of your pre-tax salary

A mandatory residual at the end of the term means you will have lower rental instalments

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Here's what our customers have to say

No matter the size of your business or the industry in which you operate, our personalised approach sets us apart. And with a full range of banking solutions, including equipment finance our dedicated business specialists are ready to help your business grow.

Can we help you?

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Things you should know

As the taxation and accounting treatments of various finance products may vary, we recommend you seek independent expert advice before choosing an option.

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Equipment finance