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Equipment Finance

Preserve your capital and manage cash flow with equipment finance from 2.74%* p.a.

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Equipment Finance

Our lending specialists will work with you to tailor equipment finance solutions for your business.

Equipment Loan
You own the asset and purchase it with a loan, using the equipment as security
Usually no deposit is required
As you own the asset, you may be entitled to claim GST input tax credits, depreciation and interest expenses
Flexible and tailored repayment structures depending on your cash flow needs
A balloon payment may be included at the end of the term depending on the asset age and type
Get a quote
Finance Lease
We purchase and own the asset and lease it to you for an agreed period. You may make an offer to purchase the asset at the end of the term.
100% finance of the purchase price (deposits not permitted)
We own the asset and normally the entire rental payment is tax deductable for you
Flexible and tailored repayment structures depending on your cash flow needs
A mandatory residual at the end of the term means you will benefit from lower rental instalments
Get a quote
Asset Purchase
We purchase and own the asset, and you buy it from us in instalments over an agreed period. Upon final payment ownership of the asset transfers to you.
Usually no deposit is required 
We own the asset however you may be entitled to claim GST input tax credits, depreciation and interest expenses
Flexible and tailored repayment structures depending on your cash flow needs
A balloon payment can be included at the end of the term
Get a quote
Novated Lease
Works like a finance lease and is designed specifically for employee motor vehicles that form part of a salary package arrangement.
100% finance of the purchase price (deposits not permitted)
We own the vehicle and at the end of the term you may make an offer to purchase
Repayments made by your employer out of your pre-tax salary
A mandatory residual at the end of the term means you will have lower rental instalments
Get a quote

Here's what our customers have to say

No matter the size of your business or the industry in which you operate, our personalised approach sets us apart. And with a full range of banking solutions, including equipment finance our dedicated business specialists are ready to help your business grow.

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As the taxation and accounting treatments of various finance products may vary, we recommend you seek independent expert advice before choosing an option.

* Terms, conditions, fees, charges and lending criteria apply. All information is correct as at 1st December 2020 and is subject to change. Individual circumstances may vary. You should consult your taxation advisor and read the relevant Terms and Conditions available at bendigobank.com.au before making a decision. Australian Government SME Guarantee Scheme 2.0 eligibility criteria apply. This offer is only available to Business customers for business purpose loans. Not available in conjunction with any other discounts or package offers. Only available for transactions that settle prior to 30th June 2021. Rates are subject to change. Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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