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Big on equipment finance

Bigger for what your business needs

Equipment finance that flexes with your cashflow

Competitive interest rates

Flexible repayment terms

Finance secured by your investment

Equipment Loan

We offer a range of solutions to help you acquire the equipment you need, whether it's machinery, vehicles, or technology

Flexible and tailored

New vehicles, equipment or technology. We can tailor an equipment finance solution that will help you preserve capital and manage cash flow. Your ambitions are unique. Your lending solution should be too. Discover what's possible with our specialised lending team.

The types of goods that can be financed include, but are not limited to:

  • Motor vehicles (cars, vans, forklifts, prime movers, semi-trailers)
  • Machinery (agricultural, industrial, earth-moving)
  • Manufacturing equipment
  • Printing equipment
  • Medical equipment

Benefits of an equipment loan

No upfront deposit

We finance 100% of your financed equipment, often with no deposit^.

Full asset ownership

Because you own the asset, you may be entitled to claim GST input tax credits, depreciation and interest expenses*.

Flexible loan structure

Flexible and tailored repayment structures depending on your cash flow needs.

Optional balloon payment

Reduce your regular repayments to manage your cash flow.

Rates and fees

Let’s talk! Our specialist lending team will listen to what you need and advise you on our competitive interest rates, fees and repayments.

Check your eligibility

If you’re ready to apply for an equipment loan, ensure your business meets our eligibility requirements.

Identity

Hold a current Australian Business Number (ABN)

Residency

Is based, registered and operating in Australia

You may be interested in

Finance Lease

We purchase and own the asset and lease it to you for an agreed period.

  • 100% finance of the purchase price, deposits not permitted.
  • We own the asset and often the entire rental payment is tax deductable*.
  • Flexible repayment and tailored payment structures depending on your cash flow needs.
  • A mandatory residual at the end of the term means you will benefit from lower rental instalments.
  • You can make an offer to purchase the asset at the end of the term.

Hear from our customers

From gates and fences in the 1950s to structural steel for schools and stadiums today. Wayne Squire, Plinius Engineering, still has a vision that we support with a complete business banking package. It includes solutions from company credit cards, payroll, and overdrafts to preapproval on equipment finance. In a challenging industry, he knows we will find a way.

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Plinius Engineering

Need help?

Business banking made simple, support made easy with an award winning Australian bank. Our support team is available online, by phone, or at a branch. 

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Business hub

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Ready to take the next step? Speak to a specialist today.

Things you should know

Terms, conditions, fees, charges and lending criteria apply. Individual circumstances may vary. You should consult your taxation advisor and read the relevant Terms and Conditions available at bendigobank.com.au before making a decision. Rates are subject to change.

^Speak to our team about the most appropriate arrangement for you.

*As the taxation and accounting treatments of various finance products may vary, we recommend you seek independent expert advice before choosing an option.

We acknowledge the Traditional Owners and Custodians of the land where we live, learn and work. We pay our respects to all First Nations peoples and acknowledge Elders past and present.

We are dedicated to creating an inclusive and safe space for our team members of all genders and sexual orientations through inclusive hiring, leave policies and workplace design.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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