The flexibility to meet your daily cash flow needs
An overdraft is a fully fluctuating facility that allows you to continue drawing money up to the approved overdraft limit.
Benefits
Helps you manage your cash flow
Takes the stress out of covering wages and expenses
Ultimate repayment flexibility
Only pay interest on the funds used
Features

- Linked to Business Everyday or Business Basic Accounts
- At call funds
- Access via debit card, e-banking, or in branch
- Digital wallets and extra security
- Variable interest rate
How does it work?
An overdraft lets you access more than what you have in your transaction account.
You'll be charged interest on the amount you borrow. And you only need to make repayments to keep your balance below your overdraft limit.
Rates and fees
Interest Rates from 6.24% p.a.#
You can call us on 1300 236 344 to find out further information on application fees, service fees and other fees for your business lending.
Not sure which product is for you?
We can help you choose.
Can we help you?
Online
Send us an online enquiry for all your business questions.
Phone
Contact a local business specialist today.
At a branch
View our Coronavirus page for important information about visiting our branches.
# Interest rate quoted is indicative and applicable for new lending only.
Rates and fees differ based on the type of security, the loan amount and other factors.
* The Overlimit Rate applies in addition to your overdraft rate if you exceed an approved overdraft limit.
Subject to terms and conditions. Fees and charges apply. Full details available on application. All loans subject to Bendigo Bank's normal lending criteria.