Manage your cash flow with peace of mind.
A business overdraft is a fully fluctuating facility that allows you to continue drawing money up to the approved overdraft limit.
Benefits
-
Helps you manage your cash flow
-
Takes the stress out of covering wages and expenses
-
Ultimate repayment flexibility
-
Only pay interest on the funds used
Features

- Linked to Business Everyday or Business Basic Accounts
- At call funds
- Access via debit card, e-banking, or in branch
- Digital wallets and extra security
- Variable interest rate
How does it work?
An overdraft lets you access more than what you have in your transaction account.
You'll be charged interest on the amount you borrow. And you only need to make repayments to keep your balance below your overdraft limit.
-
1You have a $20,000 overdraft limit.
-
2You use your overdraft to pay $15,000 in expenses.
-
3You're charged interest only on the balance, not the limit.
-
4Pay back the balance and you won't be charged any further interest.
Rates and fees
Interest Rates from 6.99% p.a.#
You can call us on 1300 236 344 to find out further information on application fees, service fees and other fees for your business lending.
Not sure which product is for you?
We can help you choose.
Can we help you?
Online
Send us an online enquiry for all your business questions.
Phone
Contact a local business specialist today.
At a branch
Use our branch locator to search for a branch, agency or ATM near you.
You may also be interested in
# Interest rate quoted is indicative and applicable for new lending only.
Rates and fees differ based on the type of security, the loan amount and other factors.
* The Overlimit Rate applies in addition to your overdraft rate if you exceed an approved overdraft limit.
Subject to terms and conditions. Fees and charges apply. Full details available on application. All loans subject to Bendigo Bank's normal lending criteria.