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Terms and conditions

Product disclosure statements

The Bendigo Christmas Club account and facilities product disclosure statement (PDS) is made up of three parts. You must read parts one, two and three to have a complete PDS.
The Bendigo Foreign Currency At Call Deposit Account product disclosure statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.
The Bendigo Foreign Currency Term Deposit Account Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Privacy Disclosure Statement

The Bendigo Bank Privacy Disclosure Statement outlines how we collect your personal information and credit-related personal information to assess your application so we can provide you with the product or service that you have requested and assess any future applications for products or services you may make to us or our related entities.

Electronic Communication Consent and Authority Statement

The Bendigo Bank Electronic Communication Consent and Authority Statement gives us permission to communicate with you electronically.

Financial Services Guides (FSGs)

Effective from Monday 31 March 2008 a new combined Bendigo Bank FSG was introduced. Find out more about Financial Services Guides (FSGs).

Patriot Act Certification

This is our standard certification for the USA PATRIOT Act. The certification below can be used by customers requesting certification from Bendigo Bank. If you have any further questions with regards to this certification please contact our fraud team by email. Download the Patriot Act Certification.

Bendigo Bank and Adelaide Bank name change – Important notification to Bendigo Bank customers
Bendigo Bank and Adelaide Bank name change - Important notification to Bendigo Bank customers 
The merger of Bendigo Bank and Adelaide Bank occurred on Friday 30 November 2007, following the successful implementation of schemes of arrangement. The schemes of arrangement sees Adelaide Bank become a wholly-owned subsidiary of Bendigo Bank. 
Bendigo Bank shareholders voted on Tuesday 29 January 2008 to change the name of the company to Bendigo and Adelaide Bank Limited following the Extraordinary General Meeting. This will take effect on 31 March 2008. This change has the following impact on the Bendigo Bank Product Disclosure. Statements and Terms and Conditions documents -
  • From 31 March 2008, any reference to “Bendigo Bank Limited” should now read “Bendigo and Adelaide Bank Limited”; and
  • From 31 March 2008, any reference to “Bendigo Bank Group” should now read “Bendigo and Adelaide Bank Group”.
In those documents where these new references appear, please note that the change in company name is effective from 31 March 2008.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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