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John Pham, Mobile Relationship Manager, Melbourne east.

John Pham

Mobile lender | Melbourne Eastern
With over 18 years in mortgage finance operations and management, I come with a wealth of experience. Based in Box Hill, I can meet you throughout most of Melbourne. I am also fluent in both English and Vietnamese.

My finance career started in 2002 working at the Commonwealth Bank. I gained experience in credit assessments, learning the basics and building a foundation in lending and credit finance. 5 years later I accepted a role as a Home Finance Specialist at a Big 4 Bank. After 3 years there I continued to build experience at nother Big 4 Bank as a Home Finance Manager. I joined RAMS as a Senior Lending Manager and Mortgage broker working there for almost 10 years.

These experiences mean I understand both the bank world and the land of mortgage broking. This helps me pinpoint customer needs and provide the level of service expected of a senior lender. During my time with the Bendigo Bank I have focused on sharing my knowledge. Including my thorough credit knowledge and understanding of complex lending structures.

I am committed to putting you first and helping you achieve your dreams. Whether that's owning your first home or becoming financially independent.

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