Our Express Home Loan combines fast online approval with a competitive interest rate and flexible terms.
Key features of our Express Home Loan
Fast online approval
Your application and assessment will be conducted online
Flexible repayment options
Choose from Principal & Interest or Interest Only and access additional repayments using online redraw
Am I eligible for an Express Home Loan?
I have additional funds to cover government charges and stamp duty.
I am buying or refinancing a property within a capital city or major regional centre.
I am an Australian citizen or permanent resident, and I am 18 years or older.
I have a valid ID and relevant documents on hand.
I am not using this loan for business or commercial purposes.
I am a sole or joint borrower and there is nobody going guarantor on this loan.
What do I need handy to apply?
The address of the home you wish to purchase or refinance.
A valid email address and mobile phone number.
One of the following: Australian drivers’ licence; Australian passport; Foreign passport with an Australian Visa; or Medicare Card.
Your bank details if you wish to upload your financial documents digitally.
If you choose to upload your financial documents manually, you will need copies of your bank statements, including any credit card, personal or home loan, and/or deposit statements.
Explore our home loans
principal and interest
Principal & Interest
Variable interest rate
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.