Insurance products (excluding travel insurance) are issued by Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. In arranging these insurance policies, Bendigo and Adelaide Bank Limited ABN 11 068 049 178, AFSL 237879 (Bendigo Bank) acts under its own AFSL and under an agreement with the issuer.
Policy limits, sub-limits, conditions and exclusions apply.
Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Before using this advice to decide whether to purchase an insurance product, it is important that you consider these things and read the relevant the Product Disclosure Statement and Target Market Determinations available on this website.
Travel Insurance is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) (ZAIL). Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) acts under a binder authority from ZAIL. Cover-More will administer the policies and arrange for the issue of insurance on behalf of ZAIL. Cover-More has authorised Insurance Australia Limited (ABN 11 000 016 722; AFSL 227681) trading as CGU Insurance to distribute the product. Bendigo and Adelaide Bank Limited ABN (11 068 049 178) AFSL No.(237879) (Bendigo Bank) distributes the product under a contract with CGU. Limits, sub-limits, exclusions, terms and conditions (including eligibility criteria) apply. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase Travel Insurance, you should consider your personal circumstances, the Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS)- external site and Target Market Determination- external site. If you decide to purchase Travel Insurance from Bendigo Bank, they receive a commission. For more information please refer to the Combined FSG/PDS- external site.
If you decide to purchase an Insurance product from Bendigo Bank, we will receive a commission. This is included in the amount that you pay for the product. For more information, please refer to our Financial Services Guide before acquiring an insurance product.
