Our Branch


Rye and District Community Financial Services Ltd (R&DCFS Ltd) is our Community Bank® company and encompasses Rye, Dromana and Rosebud Community Bank® branches.

Our Rye Community Bank® Branch was the first of the group to open, as well as the first on the Mornington Peninsula. It came about as a result of the closure of four of the town's banks in the late 1990s.

The loss of banking services posed a threat to the viability of the town. Rye had also seen many businesses close and more than a dozen shops vacated.

Instead of sitting back in the face of such a threat, the town of Rye banded together in a show of community spirit. Led by a prominent local business person, they raised the necessary capital for their own Community Bank® branch in a record eighteen days.

As a result, the doors of Rye branch opened in June 2001 amid a weekend of community celebration.

Since that time the community has provided unprecedented support for R&DCFS Ltd. This has has meant we have been able to open branches in the nearby towns of Dromana and Rosebud in 2007 and 2013 respectively.

Our three branches are now proud to serve the community. We have a diverse group of individual clients as well as respected local businesses from a range of industries. More importantly, by banking with our branches the local community has contributed to the towns' ongoing viability.

In our first fifteen years of operation we have returned more than $5 million to the community through support of local organisations, programs and initiatives. We have also returned more than $1.5 million to local shareholders in the form of dividends.


Our branches offer the full suite of Bendigo Bank products.

Our unique services comes not from the products but from the way the services are delivered by our experienced staff. Our team comes from, and works for, the local community and is well-placed to help us retain and grow our community's banking business.

Our depositors are protected under the Australian Government’s Financial Claims Scheme (FCS) which provides protection and quick access to deposits made with a bank, building society or credit union in the unlikely event that one of these institutions fails. Find out more here.