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Economic Resilience Program

We're here to help

Bendigo Bank is taking part in the Economic Resilience Program. This program is delivered by the National Reconstruction Fund on behalf of the Australian Government and is run with participating banks.

The program offers support to Australian businesses affected by recent market disruption and rising cost of fuel and other critical supply chain inputs and comes as a zero-interest loan to eligible customers.

Loans offered under the program need to be repaid as grants are not available. Please see FAQs for further information:

How the program works & how to apply

For loans up to $5 million

  • Who is it for? Existing eligible businesses that make less than $100 million in annual turnover1.
  • How does it work? You can apply directly with us for a zero-interest loan. Standard bank fees apply. The loan must be repaid within two years.
  • How to get in touch: If you are an existing Bendigo Bank business customer, please contact your Business Banker or call our team on 1300 236 344 (select option 3, then option 4).

For loans over $5 million

  • If your business needs more than $5 million or has a turnover over $100 million, you must apply directly with the National Reconstruction Fund Corporation (NRF).
  • For details and to apply, please visit the National Reconstruction Fund website.

Things you should know

1 Lending criteria apply.

We acknowledge the Traditional Owners and Custodians of the land where we live, learn and work. We pay our respects to all First Nations peoples and acknowledge Elders past and present.

We are dedicated to creating an inclusive and safe space for our team members of all genders and sexual orientations through inclusive hiring, leave policies and workplace design.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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