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Real time payments

Faster, simpler payments are available in Bendigo e-banking.

You can register your PayID and make faster payments to a BSB and account number or a PayID.

Forget BSB and account numbers

Instead, you can register a PayID, such as your mobile number or email address, to your nominated account to receive payments.

A PayID does the same job as a BSB and account number, it’s just easier to remember. But if a BSB and account number is all you have, that’s fine. Your payment will still be made.

Business customers can also register an ABN as a PayID in person or on the phone.

Register now


e-banking and the Bendigo Bank app

Contact a branch

Get in contact with your local Bendigo Bank branch

On the phone

Give us a call on 1300 236 344

Register a PayID and make a payment to a PayID.

Register your mobile number or email address to be your PayID. Each PayID can only be linked to one of your bank accounts, however, one account can have multiple PayIDs linked to it. Watch the videos to find out more.

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PayTo is coming in 2022

From phone bills to flights, or your music subscription, PayTo gives you more control over recurring payments from your bank account.

You will be able to:

  • View and manage PayTo agreements within your internet or mobile banking;
  • See payments you’ve set up from your bank account, all in one secure place;
  • Choose to use your PayID or BSB and account number, making it easy to set up payments.

More information coming soon.

Faster payments

Make and receive Osko & Fast Payments
  • Faster payments refer to all payments made on the New Payments Platform including Osko, a real-time payments service from BPAY, designed to safely and securely move money faster, 24/7.
  • Fast Payments & Osko can be made via the Pay Anyone service in your Bendigo e-banking and the Bendigo Bank app.
  • Sending faster payments: All new and existing Pay Anyone customers will have the ability to send faster payments to a PayID or via BSB and Account Number.
  • Receiving faster payments: If you have e-banking, you will automatically receive faster payments via your BSB and account number or a PayID, if you have registered one.

Osko, Fast Payments and PayID

Each Financial Institution has its own timeline for enabling payments via the New Payments Platform, Osko and PayID services.

Bendigo Bank is excited to have been part of the New Payments Platform from the very first day it launched. It provides faster payments and PayID to our customers. However, the person you are paying or receiving a payment from, may not have an account with a Bank that is connected to the New Payments Platform. They may be unable to send or receive faster payments.

  • Check this with the person you are trying to pay – they should know if they are able to receive Fast Payments.
  • The PayID verification step will return the PayID Name providing confidence that the funds are being sent to the desired account.
  • Remember, you can make Osko & Fast Payments the usual way via BSB and account number.
  • Visit the NPPA website to see which financial institutions are offering Fast Payments and PayID services.
  • Visit the Osko website to see which financial institution are offering Osko payments.

Create a PayID in e-banking

  • Go to settings
  • Select Manage PayIDs
  • Select the ‘+’ symbol
  • Select the account you wish to link your new PayID to
  • Select the mobile phone or email address you want to use as a PayID , or you can add a new mobile phone number or email address (if you add a new PayID, you will need your security token)
  • Once you select your PayID type, you will be sent a 6 digit verification number via SMS to the mobile device or to the email address you are registering
  • Enter the 6 digit number in the confirmation screen
  • A confirmation message will show that PayID registration has been successful

If you are a non-individual account or a business account, you can register a PayID at your local Bendigo Bank branch or on the phone 1300 236 344.

View current PayIDs

  • Login to e-banking
  • Go to settings
  • Select Manage PayIDs

Make a fast payment to a PayID (mobile phone number)

  • Login to e-banking
  • Click on 'Move Money'
  • Click 'Pay Anyone'
  • Click 'New payee'
  • Click 'Phone Number'
  • Type in their mobile number, then click 'Next' (The PayID Name (account holder) will be displayed)
  • Click the account you wish to make the payment from
  • Enter the $ amount and a description then click 'Next'
  • Click 'Submit'

Follow the same process for other PayIDs or you can choose to send the payment to a BSB and Account Number.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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