Skip to main content

Qantas Business Credit Card

With one of the lowest annual fees in the market, and a range of insurances, the Qantas Business Credit Card will help your points soar.

Key features of our Qantas Business Credit Card

  • 1
    $89 fee per cardholder debited to account annually 
  • 2
    Earn Qantas Points for you or your business as a Qantas Business Rewards member#
  • 3
    Earn 0.6 Qantas Points on eligible domestic and international transactions#

Qantas Business Credit Card

Using your Qantas Business Credit Card can earn you 0.6 Qantas Points on eligible domestic and international transactions, capped at 30,000 per statement period. Plus earn an additional 1 Qantas Point per $1 spent on selected Qantas products and services.#

Features & Benefits

  • Earn Qantas Points for you or your business as a Qantas Business Rewards member#.
  • 0.3 Qantas Points per dollar spent on eligible government transactions#.
  • Transfer points earned to any individual Qantas Frequent Flyer account.
  • Extended warranty on purchases made with your credit card for up to 1 year after the original manufacturer’s warranty ends^.
  • 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your credit card^.
  • Complimentary membership to Qantas Business Rewards - usually $89.50#.
  • Save 20% on Qantas Club memberships for you and your employees.

Rates & Fees

  • Purchase interest rate 19.99% p.a.
  • $89 fee per cardholder debited to account annually 
  • Cash advance interest rate 21.99% p.a.
  • Up to 55 days interest free4

You may also be interested in

Things you should know

Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

#A Business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Bendigo Bank customers upon approval of a new Qantas Business Credit Card facility. Membership and Qantas Points are subject to the Bendigo Business Standard Terms. Qantas Points are offered under Bendigo Business Standard Terms. Eligible Purchases are described in the Bendigo Bank Business Standard Terms and do not include fees, cash, cash equivalent transactions, balance transfers, premiums paid etc. and transactions for gambling or gaming purposes. You will also not earn Qantas Points on a card or card account where for that statement period, a card account is in arrears or over limit at the end of that statement period. See product page for more detailed information on Qantas Points earn rates. Earn rates are subject to change. Qantas Points are capped at 30,000 per statement period, or 360,000 per annum from the account opening date. Qantas Points will be credited to the Member’s Qantas Business Rewards account within 60 days of the purchase of the eligible services. To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. Any questions in relation to Qantas Points under this offer must be made directly to Bendigo Bank by calling 1300 236 344.

^Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Business) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance.

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the Credit Card Complimentary Insurance is provided to eligible Bendigo Bank cardholders by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the Bendigo Credit Card Insurance (Qantas Business Credit Card) Terms and Conditions which may be amended from time to time. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

4Up to 55 days interest free

The up to 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.


Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2024 Bendigo and Adelaide Bank