If you prefer a more hands-on approach to your super, you can choose to invest in a range of investment options, including a socially responsible option as well as cash options.
Bendigo SmartStart Super
Your super. Your choice. Rest easy knowing your super is working hard for you.
Why Bendigo SmartStart Super?
Low fees - SmartStart Super is rated one of the cheapest public offer funds in Australia1.
Investment options to suit everyone
Strong long-term performance
Insurance is included, if eligible
Flexible investment options
Let us do the work. Bendigo MySuper
If you prefer to sit back and let us do the work for you, you can choose our default option Bendigo MySuper, which has an age-based lifecycle investment strategy that changes with you.
This means your investment mix will automatically change as you get older, moving from investments that aim for higher returns when you're younger, to more stable, conservative investments as you get closer to retirement.
Take control. Pick and choose your investment mix.
Insurance is included
If life takes an unexpected turn, we want you and your loved ones to be looked after financially.
That's why, if eligible, you'll receive default Death and Total and Permanent Disablement (TPD) insurance on joining, unless you choose to cancel it.
You can also apply:
for Income Protection cover;
to tailor your Death and TPD cover; and/or
to transfer cover from an existing insurance policy.
Your annual fees and insurance premiums are paid directly from your super account, so there is no need to worry about additional out-of-pocket expenses.
How to apply or find out more
Things you should know
Bendigo Superannuation Pty Ltd ABN 23 644 620 128 AFSL 534006 (Bendigo Super) is the trustee and issuer of Bendigo SmartStart Super and Bendigo SmartStart Pension (products). Bendigo Super is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879 (Bank). Each of these companies receives remuneration on the issue of the products or services they provide, full details of which are contained in the relevant Product Disclosure Statement (PDS). Bendigo Super, the Bank and its related entities do not guarantee the repayment of capital invested, the payment of income or products’ investment performance. An investment in these products does not represent a deposit with, or liability of Bendigo Super, the Bank or its related entities. The Bank does not stand behind or guarantee the performance of Bendigo Super in its capacity as trustee and issuer of the products. Bendigo Super is not an authorised deposit-taking institution within the meaning of the Banking Act 1959.
Information on the website is subject to change without notice. Any advice in relation to superannuation is provided by Bendigo Super. The information contains general advice only and does not take into account your personal objectives, situation or needs. Before making an investment decision in relation to these products you should consider your situation and read the relevant PDS accessible through this site.