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Financial adviceFuneral Bonds

Bendigo SmartStart Super

Issued by Sandhurst Trustees Limited


Your super. Your choice. Rest easy knowing your super is working hard for you. 

SmartStart Super ABN 57 526 653 420
SmartStart Super USI STL0050AU
Why Bendigo SmartStart Super?

Low fees - SmartStart Super is rated one of the cheapest public offer funds in Australia1. 

Investment options to suit everyone

Strong performance

Insurance is included, if eligible

Why Sandhurst?

Established in 1888, and part of Bendigo and Adelaide Bank's wealth management arm, Sandhurst has evolved from a traditional trustee company to a modern full service wealth manager.

When longevity and trust become one, you know you are in good hands.

Flexible investment options

Young woman relaxing with her feet up on her desk.
Let us do the work. Bendigo MySuper

If you prefer to sit back and let us do the work for you, you can choose our default option Bendigo MySuper, which has an age-based lifecycle investment strategy that changes with you.

This means your investment mix will automatically change as you get older, moving from investments that aim for higher returns when you're younger, to more stable, conservative investments as you get closer to retirement.

Young couple researching different options at their kitchen table
Take control. Pick and choose your investment mix.

If you prefer a more hands-on approach to your super, you can choose to invest in a range of investment options, including a socially responsible option as well as cash options.

Insurance is included

If life takes an unexpected turn, we want you and your loved ones to be looked after financially.

That's why, if eligible, you'll receive default Death and Total and Permanent Disablement (TPD) insurance on joining, unless you choose to cancel it.

You can also apply:

  • for Income Protection cover;

  • to tailor your Death and TPD cover; and/or

  • to transfer cover from an existing insurance policy.

Your annual fees and insurance premiums are paid directly from your super account, so there is no need to worry about additional out-of-pocket expenses.

Apply now Make an enquiry
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How to apply or find out more


Apply online with a simple form

Apply now


Call us today between 8.30am and 5pm (AEST/AEDT)

At a branch

Use our branch locator to search for a branch, agency or ATM near you. The super fund comparisons were based on the lowest average fees payable on a $50,000 account balance

Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Each of these companies receive remuneration on the issue of the product or service they provide. Sandhurst is the responsible entity and issuer of the managed funds available on this website, and is also the trustee and issuer of the Bendigo superannuation products. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested. Before making an investment decision in relation to one of these products you should consider your situation and read the relevant Product Disclosure Statement available on this site.

Sandhurst is the issuer of the commercial lending products and the provider of any traditional trustee services available on this website. The Bendigo Funeral Bond (“the Bond”) is an investment product issued by Australian Friendly Society Limited (“the Society”), ABN 29 087 648 851 AFSL 247028, with benefits provided by the Society’s Funeral Benefit Fund established under Schedule 1, Rule E of its constitution and administered by Sandhurst. The Travel Protection Plan is issued by AIA Australia Limited ABN 79 004 837 861 AFSL 230043. The Society is associated with the Bank and its related entities. Neither the Bank nor any of its related entities guarantee the repayment of capital invested or the investment performance of the Bond. Information is correct at the date of this document and is subject to change.

The content on this website has been jointly prepared by Sandhurst and Bendigo and Adelaide Bank and contains general advice only. Advice in relation to superannuation and managed investment schemes is provided by Sandhurst and advice in relation to life risk insurance is provided by Bendigo and Adelaide Bank. It is provided as general information and must not be relied upon as a substitute for financial planning, legal, tax or other professional advice. The information is given in good faith and has been derived from sources believed to be accurate at its issue date. Neither Sandhurst nor the Bendigo and Adelaide Bank give any warranty for the reliability or accuracy or accept any responsibility arising in any way, including by reason of negligence for errors or omissions for the information contained on this website. The information contained on this website is subject to change without notice. Neither Sandhurst nor the Bendigo and Adelaide Bank has an obligation to update, modify or amend this website or notify you in the event that a matter of opinion or projection stated changes or subsequently becomes inaccurate.

Neither Sandhurst nor Bendigo and Adelaide Bank is responsible for the content of any other site accessed via this site. That information is the responsibility of the site owner. Links to other sites are provided for convenience only and do not represent any endorsement by Sandhurst or the Bendigo and Adelaide Bank of the products offered by the site owner.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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