Simple, low cost and easy to use, our SmartStart superannuation products are designed to help you retire more comfortably.
Let us help you retire with more
Superannuation products are issued by our wholly owned subsidiary Sandhurst Trustees Limited.
Don't lose your super to fees
The less fees you pay in super, the more you will be able to save towards your retirement.
We make it easy for you
Staying with one fund can make a big difference to how much you retire with - you can take your SmartStart Super account with you when you change jobs (if your employer allows choice).
It's your future, see it
It's never too early or too late - start contributing today. A little effort now can make a big difference later.
Early access to Super FAQs
Let's get started
Super for you
Don't trust just anyone with your future
Low cost, easy to use super solution designed to help you retire comfortably.
Bendigo SmartStart Super®
SmartStart Super is rated one of the cheapest super funds anyone can join by superratings.com.au, based on the lowest average fees payable of a $50,000 account balance.
- Low cost
- Flexible investment options
- Default and tailored insurance options
- Apply online in less than 10 minutes
Guides and tools
Learn more about super and our low cost, easy to use solution - SmartStart Super
Super for your employees
Super that is good for you and your employees
Low cost, easy to use super solution designed to look after you and your employees.
Bendigo SmartStart Super® for employers
SmartStart Super makes it easy for you to meet your super obligations, so you can get back to doing what you do best - running your business.
- MySuper authorised
- Access to a SuperStream online payment solution
- Flexible investment options
- Insurance cover available
Guides and tools for employers
Pension for when you retire
Make the most of your retirement savings
Low cost, easy to use super solution designed to help you live your dream retirement.
Bendigo SmartStart Pension®
SmartStart Pension provides you with two simple options; a standard pension to help you in your retirement, or a transition to retirement pension if you're not ready to plunge into retirement full-time.
- Low cost
- Flexible pension payment options
- Low $10,000 minimum initial investment
Guides and information for retirement
How to apply or find out more
Online
Apply online with a simple form
Phone
Call us today 7am to 11pm (Victorian time):
1300 236 344
Calling from overseas - standard international call charges apply:
+61 3 5445 0666
At a branch
View our Coronavirus page for important information about visiting our branches.
Super calculators
Calculate how your super is tracking and get a better handle on your super position.
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Sandhurst Trustees Limited disclaimer
Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Each of these companies receive remuneration on the issue of the product or service they provide. Sandhurst is the responsible entity and issuer of the managed funds available on this website, and is also the trustee and issuer of the Bendigo superannuation products. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested. Before making an investment decision in relation to one of these products you should consider your situation and read the relevant Product Disclosure Statement available on this site.
Sandhurst is the issuer of the commercial lending products and the provider of any traditional trustee services available on this website. The Bendigo Funeral Bond (“the Bond”) is an investment product issued by Australian Friendly Society Limited (“the Society”), ABN 29 087 648 851 AFSL 247028, with benefits provided by the Society’s Funeral Benefit Fund established under Schedule 1, Rule E of its constitution and administered by Sandhurst. The Travel Protection Plan is issued by AIA Australia Limited ABN 79 004 837 861 AFSL 230043. The Society is associated with the Bank and its related entities. Neither the Bank nor any of its related entities guarantee the repayment of capital invested or the investment performance of the Bond. Information is correct at the date of this document and is subject to change.
The content on this website has been jointly prepared by Sandhurst and Bendigo and Adelaide Bank and contains general advice only. Advice in relation to superannuation and managed investment schemes is provided by Sandhurst and advice in relation to life risk insurance is provided by Bendigo and Adelaide Bank. It is provided as general information and must not be relied upon as a substitute for financial planning, legal, tax or other professional advice. The information is given in good faith and has been derived from sources believed to be accurate at its issue date. Neither Sandhurst nor the Bendigo and Adelaide Bank give any warranty for the reliability or accuracy or accept any responsibility arising in any way, including by reason of negligence for errors or omissions for the information contained on this website. The information contained on this website is subject to change without notice. Neither Sandhurst nor the Bendigo and Adelaide Bank has an obligation to update, modify or amend this website or notify you in the event that a matter of opinion or projection stated changes or subsequently becomes inaccurate.
Neither Sandhurst nor Bendigo and Adelaide Bank is responsible for the content of any other site accessed via this site. That information is the responsibility of the site owner. Links to other sites are provided for convenience only and do not represent any endorsement by Sandhurst or the Bendigo and Adelaide Bank of the products offered by the site owner.
Refer to the Bendigo and Adelaide Bank terms of use for information that governs this website.
