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Superannuation and retirement

Simple, low cost and easy to use, our SmartStart superannuation products are designed to help you retire more comfortably.

Strong long-term performance

Managed by experts

Good value

Let us help you retire with more

Superannuation products are issued by our wholly owned subsidiary Bendigo Superannuation Pty Ltd.

Super for you

Bendigo SmartStart Super® is rated one of the cheapest public offer funds in Australia, which is great because the less fees you pay in super, the more you will be able to save towards your retirement.

Pension for when you retire

Bendigo SmartStart Pension® aims to provide a low-cost and easy to use solution to help you in your retirement or as you transition to retirement.

Planning for retirement? Learn more about our retirement income strategy.

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Understanding market volatility

During periods of market downturn, it’s understandable you may be concerned about the value of your super and/or other investments you may hold. While disruptions can be unwelcomed, falls within financial markets are not uncommon.

Latest super news

Extension of temporary reduction in superannuation minimum drawdown requirements

Wed, 27 Apr 2022

The Australian federal government has recently announced an extension of the temporary reduction in superannuation drawdown rates for a further year, until 30 June 2023. 

Important information about the Trustee of Bendigo SmartStart Super and Bendigo SmartStart Pension

Tue, 19 Apr 2022

The Trustee and issuer of Bendigo SmartStart Super and Bendigo SmartStart Pension is changing from Sandhurst Trustees Limited to Bendigo Superannuation Pty Ltd (Bendigo Super) as of 1 May 2022. 

Bendigo Super is a newly established subsidiary company of Bendigo and Adelaide Bank Limited. It has been established with the purpose of being the Trustee of the Bendigo Superannuation Plan (BSP) and looking after the interests of the BSP and its beneficiaries. Bendigo Super has been issued all relevant licences and authorisations by the regulators to operate as a Superannuation trustee.

There will be no change to the products or operation of members’ accounts and no action is required from members. However, as a result of this change, the product disclosure statement (PDS), letters and forms, including the direct debit form, will be updated to reflect the new trustee details.

Existing members of the BSP were notified of the upcoming change to the Trustee, please see a copy of the Significant Event Notice that was mailed to members here. Bendigo Super will follow any instructions members have given to Sandhurst, including continuing to process any direct debits from their superannuation or pension accounts, without interruption.

Please see the new leadership team including Board members and executive here.

Things you should know

Bendigo Superannuation

Bendigo Superannuation Pty Ltd ABN 23 644 620 128 AFSL 534006 (Bendigo Super) is the trustee and issuer of Bendigo SmartStart Super and Bendigo SmartStart Pension (products). Bendigo Super is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879 (Bank). Each of these companies receives remuneration on the issue of the products or services they provide, full details of which are contained in the relevant Product Disclosure Statement (PDS). Bendigo Super, the Bank and its related entities do not guarantee the repayment of capital invested, the payment of income or products’ investment performance. An investment in these products does not represent a deposit with, or liability of Bendigo Super, the Bank or its related entities. The Bank does not stand behind or guarantee the performance of Bendigo Super in its capacity as trustee and issuer of the products. Bendigo Super is not an authorised deposit-taking institution within the meaning of the Banking Act 1959.

Information on the website is subject to change without notice. Any advice in relation to superannuation is provided by Bendigo Super. The information contains general advice only and does not take into account your personal objectives, situation or needs. Before making an investment decision in relation to these products you should consider your situation and read the relevant PDS accessible through this site.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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