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Complete Home Loan

Our easy-to-understand home loan with flexible terms for interest and repayments.

About Complete Home Loan

Whether you're buying a new home or looking to refinance your existing home loan, we've removed the confusion around which home loan is right for you. 

Our Complete Home Loan is an easy-to-manage home loan, designed to suit your needs, with features like full offset16 on fixed or variable, online redraw, and flexible repayments. 

Features

Full offset16 on fixed and variable loans

Loan-to-Value Ratio (LVR) tiered pricing for variable rates

Loan terms up to 30 years (interest only up to 5 years)

Principal and Interest or Interest Only repayments available

$15 monthly service fee4

Weekly, fortnightly or monthly repayments

Access additional repayments using online redraw 

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Get in touch today and we'll help you complete your home loan journey.

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Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

3 Bendigo Complete Home Loan 2 Year Fixed: Available to customers with owner occupied, principal and interest home loans.

Refer to the Lending Fees and Charges Guide for more information.

6 Bendigo Complete Investment Loan: The interest rate displayed is for a residential investment, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

16 Full offset facility is available for Bendigo Complete Home Loan for both fixed and variable loans. Offset facility can only be linked to one loan at any one time. A maximum of 6 offset facilities can be linked per loan account. Linked offset facility must be in same customer name/number.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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