Fast, easy, online home loan approval. The express way.
Pre-qualify for a home loan today
And take comfort knowing we'll get you home loan ready and home buyer confident.
Key benefits of pre-qualifying for a home loan
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Have the confidence you need when thinking about home loans
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A free, personalised home lending summary delivered in just a few minutes
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No credit checks or paperwork required
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Receive guidance from one of Australia's most trusted brands^
Why should I pre-qualify?
If you're looking to buy, refinance or invest - this will give you greater confidence in what's achievable for you.
What does pre-qualifying involve?
It's a quick-and-easy process to allow you to better understand your lending position, prior to applying for a home loan.
In only a few minutes, we'll estimate your borrowing costs, including stamp duty, lenders mortgage insurance (LMI) and any applicable first home buyer incentives for each State. You may also be eligible for the First Home Loan Deposit Scheme initiative.
Please note, if you are self-employed or there are more than two borrowers, please call us on 1300 236 344.
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All your home loan questions answered.
Saving for a home deposit?
We'll help you get there sooner. Use our helpful tools to compare and select the right savings account for you.
Additional information
To be eligible for pre-qualification, applicants must be:
- 18 years old or over
- Seeking a loan for personal use and not for business or commercial purposes
- Employed and/or have a regular income source (at least one borrower for a joint loan)
- If you are looking to borrow more than $2.5 million to purchase a property, you will need to call us on 1300 738 831
^ Source: Roy Morgan Risk Monitor 2020
