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Pre-qualify for a home loan today

And take comfort knowing we'll get you home loan ready and home buyer confident. 

Key benefits of pre-qualifying for a home loan

  • Have the confidence you need when thinking about home loans

  • A free, personalised home lending summary delivered in just a few minutes

  • No credit checks or paperwork required

  • Receive guidance from one of Australia's most trusted brands^

Why should I pre-qualify?

If you're looking to buy, refinance or invest - this will give you greater confidence in what's achievable for you.

What does pre-qualifying involve?

It's a quick-and-easy process to allow you to better understand your lending position, prior to applying for a home loan.

In only a few minutes, we'll estimate your borrowing costs, including stamp duty, lenders mortgage insurance (LMI) and any applicable first home buyer incentives for each State. You may also be eligible for the First Home Loan Deposit Scheme initiative.

Please note, if you are self-employed or there are more than two borrowers, please call us on 1300 236 344.

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To be eligible for pre-qualification, applicants must be:

  • 18 years old or over
  • Seeking a loan for personal use and not for business or commercial purposes
  • Employed and/or have a regular income source (at least one borrower for a joint loan)
  • If you are looking to borrow more than $2.5 million to purchase a property, you will need to call us on 1300 738 831

^ Source: Roy Morgan Risk Monitor 2020

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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