Our selection of online tools and calculators can help you in your home loan journey.
Caring for 1.9 million customers
$320 million reinvested back into local communities
Australia’s most satisfied home loan customers*
Calculate your home loan options
Whether you're a first-time home buyer, or looking to refinance your current mortgage, our home loan calculators are simple and easy to use. You can calculate your repayments, how much you can borrow, and more. Make informed decisions about your home loan and the best choices for your unique financial situation.
What would repayments be?
If you're buying a home or looking to switch your loan from another bank our home loan repayments calculator can help.
How much can I borrow?
Find out how much you can borrow using our home loan borrowing power calculator.
Stamp duty
There's a lot to think about when applying for a home loan. Aside from your repayments, there are government fees such as stamp duty to consider.
Pre-qualify for a home loan
Understand your lending position and get peace of mind
Pre-qualify today to better understand your lending position, prior to applying for a home loan. In only a few minutes, we'll estimate your borrowing costs, including stamp duty, lenders mortgage insurance (LMI) and any applicable first home buyer incentives for each State.
How much could you save?
If you’re looking to refinance, see how much you could save with our Express home loan.
Loan comparison
Compare our home loans to help find your ideal loan. Look at fixed or variable interest rates, terms and repayment amounts, and see what suits you.
Get the facts before you borrow
The key facts sheet helps you choose the right home loan for you. From comparison rates to estimate of costs, it helps you make an informed decision.
Switch and you could save on your repayments with our award winning Express Home Loan
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5.97% p.a. variable rate3, 6.12% p.a. comparison rate1
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Offset available on fixed and variable loans3
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Flexible repayment options
Ready to apply?
Find a mobile lender, make a home loan enquiry or apply online. If you prefer to visit a branch, use our branch locator to find to find a branch near you.
How can we help you
Things you should know
* Roy Morgan Single Source Australia, May 2023
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 A full offset is available on Bendigo Express Home Loans with a variable rate. A partial offset is available on Bendigo Express Home Loans with a fixed rate.
