Know your worth! Switch to landlord insurance through the Better Big Bank
Why choose landlord insurance through us?
Insurance you can rely on is worth its weight in gold.
And when it’s arranged by Australia’s Most Trusted Bank^, you can be confident it’s insurance worth having.
Three types of cover ALL with flood automatically included
Whether you choose Buildings & Contents cover, Buildings cover, or Contents cover, you’re protected against damage resulting from flood.
Accidental cover options
We offer a variety of cover options to protect against accidental damage and accidental breakage.
Emergency repairs, no hassle
Our local insurance professionals can organise emergency repairs for your property if you can't get there yourself for whatever reason.
Protection for most property types
Whether you've bought a house, townhouse, unit, flat, terrace house or even a unit in a retirement village, we can cover you.
Get a quick quote today
Compare our landlord insurance options
Read the Landlord Insurance PDS for a full breakdown.
Buildings & Contents
Our most popular policy covers your building and contents for peace of mind.
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Residential building protection
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Garages and sheds
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Fences and gates
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Built in swimming pools and spas
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Infrastructure: supply of electricity, gas, water, internet and phone
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Carpets
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Curtains and internal blinds
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Furniture
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White goods
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Non in-built swimming pools and spas
Buildings cover
Covers the property itself as well as pools, spas, garages, sheds, awnings, fences and decks.
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Residential building protection
-
Garages and sheds
-
Fences and gates
-
Built in swimming pools and spas
-
Infrastructure: supply of electricity, gas, water, internet and phone
-
Carpets
-
Curtains and internal blinds
-
Furniture
-
White goods
-
Non in-built swimming pools and spas
Contents cover
Cover for a wide range of items - from furniture to jewellery, to TVs and laptops. It even covers your carpet and curtains.
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Residential building protection
-
Garages and sheds
-
Fences and gates
-
Built in swimming pools and spas
-
Infrastructure: supply of electricity, gas, water, internet and phone
-
Carpets
-
Curtains and internal blinds
-
Furniture
-
White goods
-
Non in-built swimming pools and spas
Managing your insurance policy
Remember to review your policy regularly. It helps to do a few things at renewal time that could help reduce costs and manage your insurance policy.
Sum insured
As replacement and rebuild costs rise, your sum insured should rise too. To calculate an estimated replacement value, visit our calculator page.
Payment frequency
There's no extra charge if you pay fortnightly or monthly. Adjusting your payment frequency to suit you could make it easier to manage your finances.
Excess
If you can afford to pay a higher excess when making a claim, increasing your excess may lower the premium you pay.
Easy to deal with, ready to help.
Get a quick quote online or if you prefer, speak to our dedicated insurance team over the phone today. Call 1300 557 155 between 8am–8pm (AEST/AEDT) weekdays. The team are insurance specialists who can support you directly and make sure you’ve got the level of cover you need.
FAQS
Here are your answers to the most frequently asked questions about landlord insurance.
What events am I covered for?
We will cover the following events:
- Fire or explosion
- Landslide or subsidence
- Impact by a vehicle
- Water damage
- Vandalism
- Storm, flood, rainwater or wind
- Theft or attempted theft
- Debris removal or demolition
Conditions apply. For a full list of what is and is not covered please read the landlord insurance PDS.
Can I cover damage caused by my tenants?
You may be covered for damage caused by tenants. Conditions apply, so read the PDS for full details.
Can I protect against loss of rent?
Yes, you can add loss of rent protection to your policy. Additional premiums apply. If your building becomes uninhabitable due to damage, we will cover any loss of rent for up to 12 months. The most we will pay is up to the sum insured, as listed on your schedule.
You can also select to be covered for up to $5,000 for rent default and theft by tenant if your tenant leaves your rental property before the end of the tenancy period without giving you notice, or if your tenant stops paying rent owed to you.
Is my property covered when it is not occupied by tenants?
Yes, the policy is still valid even when the property is not tenanted for up to 60 days. If it will exceed this, please notify us.
How do claims work?
You can lodge a claim by calling 13 24 80. You’ll be allocated a claims specialist who will support you throughout the claim. You’ll need to tell us about the incident and provide the necessary documentation, after which your claim will be promptly assessed.
Tools and calculators
Things you should know
^ Roy Morgan Risk Monitor 2024. Customers of Bendigo and Adelaide Bank Limited.
Bendigo and Adelaide Bank Limited (Bendigo Bank) ABN 11 068 049 178, AFSL 237879 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations available on this website.
