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Landlords Insurance

Insurance to protect your investment property.

Protect your property

Emergency repairs

After an incident, we’ll help organise quick repairs so the property is safe and liveable again.

Optional extras

You can get cover for loss of rent, liability (up to $20 million), theft by tenants and more.

Cover for a wide range of damage

You’re covered for accidents, breakage, water damage, vandalism, storm, fire, flood and much more.

Compare our landlords insurance options

Read our Landlords PDS for the full breakdown


Here are your answers to the most frequently asked questions about Landlords Insurance.

We will cover the following events:

  • Fire or explosion
  • Landslide or subsidence
  • Impact by a vehicle
  • Water damage
  • Vandalism
  • Storm, flood, rainwater or wind
  • Theft or attempted theft
  • Debris removal or demolition

Conditions apply. For a full list of what is and is not covered please read the Landlords Insurance PDS.

You may be covered for damage caused by tenants. Conditions apply, so read the PDS for full details.

You can add loss of rent protection to your policy, additional premiums apply. If your building becomes uninhabitable due to damage, we will cover any loss of rent for up to 12 months. The most we will pay is up to the sum insured, as listed on your schedule.

You can also select to be covered for up to $5,000 for rent default and theft by tenant if your tenant leaves your rental property before the end of the tenancy period without giving you notice, or if your tenant stops paying rent owed to you.

Yes, the policy is still valid even when the property is not tenanted for up to 60 days. If it will exceed this, please notify us.

You can lodge a claim by calling 13 24 80. You’ll be allocated a claims specialist who will support you throughout the claim. You’ll need to tell us about the incident and provide the necessary documentation, after which your claim will be promptly assessed.

Great reasons to choose us

With optional extras, you can tailor your landlords insurance policy to meet your needs
Our landlords insurance gives you cover for a broad range of potential incidents
If there’s an emergency, you can make a claim day or night to arrange speedy repairs
You’ll get your own claims consultant to help you through the process of making a claim
When you choose us, you’re supporting a bank that contributes to its local communities
We’re Australia's trusted bank#.

# Mozo People’s Choice Awards 2018

^ Roy Morgan Customer Satisfaction Results May 2017.

This product is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Please consider your situation and read the Product Disclosure Statement and consider it before making a decision.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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