Insurance to protect your investment property.
We are currently not offering cover for rent default on new policies at this time, so you will not be able to add this additional cover to your policy.
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Protect your property
After an incident, we’ll help organise quick repairs so the property is safe and liveable again.
You can get cover for loss of rent, liability (up to $20 million), theft by tenants and more.
Cover for a wide range of damage
You’re covered for accidents, breakage, water damage, vandalism, storm, fire, flood and much more.
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Building & Contents
Here are your answers to the most frequently asked questions about Landlords Insurance.
We will cover the following events:
- Fire or explosion
- Landslide or subsidence
- Impact by a vehicle
- Water damage
- Storm, flood, rainwater or wind
- Theft or attempted theft
- Debris removal or demolition
Conditions apply. For a full list of what is and is not covered please read the Landlords Insurance PDS.
You may be covered for damage caused by tenants. Conditions apply, so read the PDS for full details.
We are not offering cover for rent default or theft by tenants on new policies right now, so you can’t add it as an optional extra. If you already have a Landlord Insurance policy that includes this optional extra, there will be no change to this cover.
Once this temporary freeze on rent default is removed, you will have the option to add loss of rent protection to your policy as an extra. Additional premiums will apply.
If your building becomes uninhabitable due to damage, we will cover any loss of rent for up to 12 months. The most we will pay is up to the sum insured, as listed on your schedule.
You can also select to be covered for up to $5,000 for rent default and theft by tenant if your tenant leaves your rental property before the end of the tenancy period without giving you notice, or if your tenant stops paying rent owed to you.
Yes, the policy is still valid even when the property is not tenanted for up to 60 days. If it will exceed this, please notify us.
You can lodge a claim by calling 13 24 80. You’ll be allocated a claims specialist who will support you throughout the claim. You’ll need to tell us about the incident and provide the necessary documentation, after which your claim will be promptly assessed.
Great reasons to choose us
# Source: Roy Morgan Risk Monitor 2020