Insurance to protect your investment property.
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Protect your property
Emergency repairs
After an incident, we’ll help organise quick repairs so the property is safe and liveable again.
Optional extras
You can get cover for loss of rent, liability (up to $20 million), theft by tenants and more.
Cover for a wide range of damage
You’re covered for accidents, breakage, water damage, vandalism, storm, fire, flood and much more.
Compare our Landlords Insurance options
Read our Landlords PDS for the full breakdown
FAQS
Here are your answers to the most frequently asked questions about Landlords Insurance.
What events am I covered for?
We will cover the following events:
- Fire or explosion
- Landslide or subsidence
- Impact by a vehicle
- Water damage
- Vandalism
- Storm, flood, rainwater or wind
- Theft or attempted theft
- Debris removal or demolition
Conditions apply. For a full list of what is and is not covered please read the Landlords Insurance PDS.
Can I cover damage caused by my tenants?
You may be covered for damage caused by tenants. Conditions apply, so read the PDS for full details.
Can I protect against loss of rent?
Yes, you can add loss of rent protection to your policy. Additional premiums apply. If your building becomes uninhabitable due to damage, we will cover any loss of rent for up to 12 months. The most we will pay is up to the sum insured, as listed on your schedule.
You can also select to be covered for up to $5,000 for rent default and theft by tenant if your tenant leaves your rental property before the end of the tenancy period without giving you notice, or if your tenant stops paying rent owed to you.
Is my property covered when it is not occupied by tenants?
Yes, the policy is still valid even when the property is not tenanted for up to 60 days. If it will exceed this, please notify us.
How do claims work?
You can lodge a claim by calling 13 24 80. You’ll be allocated a claims specialist who will support you throughout the claim. You’ll need to tell us about the incident and provide the necessary documentation, after which your claim will be promptly assessed.
Great reasons to choose us
With optional extras, you can tailor your landlords insurance policy to meet your needs
Our landlords insurance gives you cover for a broad range of potential incidents
If there’s an emergency, you can make a claim day or night to arrange speedy repairs
You’ll get your own claims consultant to help you through the process of making a claim
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# Source: Roy Morgan Risk Monitor 2020
Insurance products issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. In arranging insurance policies, the Bank acts under its own AFSL 237879 and an agreement with the insurer.
Information is of a general nature only. You should consider the relevant Product Disclosure Statement (PDS) available online and whether or not the insurance is appropriate for you before deciding whether to acquire the insurance. Policy conditions, limitations and exclusions apply.
Target Market Determinations for products are available.
