Term deposit rates

Rates effective from: 27/06/2025

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Popular rates and terms

Term	Rates for $5,000 - $5,000,000	Interest paid
3 month	2.90% p.a.	At maturity
6 month	3.15% p.a.	At maturity
9 month	3.70% p.a.	At maturity
12 month	3.60% p.a.	At maturity

Compare term deposit rates

All our term deposit interest rates on one page - categorised by interest frequency.

Interest paid at maturity

$0 - $4,999

Time	Rate
1 Month	0.05% p.a.
2 Months	0.05% p.a.
3 Months	0.05% p.a.
4 Months	0.05% p.a.
5 Months	0.05% p.a.
6 Months	0.10% p.a.
7 Months	0.10% p.a.
8 Months	0.10% p.a.
9 Months	0.10% p.a.
10 Months	0.10% p.a.
11 Months	0.10% p.a.
12 Months	0.15% p.a.
24 Month	0.15% p.a.

$5,000-$5,000,000*

Time	Rate
1 Month	1.25% p.a.
2 Months	1.50% p.a.
3 Months	2.90% p.a.
4 Months	3.40% p.a.
5 Months	3.10% p.a.
6 Months	3.15% p.a.
7 Months	3.90%p.a.
8 Months	3.50% p.a.
9 Months	3.70% p.a.
10 Months	3.50% p.a.
11 Months	3.50% p.a.
12 Months	3.60% p.a.
24 Months	3.00% p.a.

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Interest paid monthly

$0 - $4,999

Time	Rate
6 Months	0.10% p.a.
12 Months	0.15% p.a.
24 Months	0.15% p.a.
36 Months	0.15% p.a.
48 Months	0.15% p.a.
60 Months	0.15% p.a.

$5,000 - $5,000,000*

Time	Rate
6 Months	3.10% p.a.
12 Months	3.55% p.a.
24 Months	2.90% p.a.
36 Months	2.95% p.a.
48 Months	2.95% p.a.
60 Months	2.95% p.a.

Interest paid quarterly

$0 - $4,999

Time	Rate
6 Months	0.10% p.a.
12 Months	0.15% p.a.
15 Months	0.15% p.a.
24 Months	0.15% p.a.
36 Months	0.15% p.a.
48 Months	0.15% p.a.
60 Months	0.15% p.a.

$5,000 - $5,000,000*

Time	Rate
6 Months	3.10% p.a.
12 Months	3.55% p.a.
15 Months	3.00% p.a.
24 Months	2.90% p.a.
36 Months	2.95% p.a.
48 Months	2.95% p.a.
60 Months	2.95% p.a.

Get started with a term deposit today

Our team are experts in finding the right investment for you and your goals. Visit in branch or enquire online today.

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Interest paid half yearly

$0 - $4,999

Time	Rate
12 Months	0.15% p.a.
24 Months	0.15% p.a.
36 Months	0.15% p.a.
48 Months	0.15% p.a.
60 Months	0.15% p.a.

$5,000 - $5,000,000*

Time	Rate
12 Months	3.55% p.a.
24 Months	2.90% p.a.
36 Months	2.95% p.a.
48 Months	2.95% p.a.
60 Months	2.95% p.a.

Interest paid yearly

$0 - $4,999

Time	Rates
24 Months	0.15% p.a.
36 Months	0.15% p.a.
48 Months	0.15% p.a.
60 Months	0.15% p.a.

$5,000 - $5,000,000*

Time	Rate
24 Months	2.95% p.a.
36 Months	3.00% p.a.
48 Months	3.00% p.a.
60 Months	3.00% p.a.

Gold term deposit interest paid quarterly

$0 - $1,999

Time	Rate
Bendigo Gold	0.05% p.a.

$2,000 - $5,000,000

Time	Rate
Bendigo Gold	0.05% p.a.

Get started with a term deposit today

Our team are experts in finding the right investment for you and your goals. Visit in branch or enquire online today.

Make an enquiry

Things you should know

All rates subject to change.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

^*Please contact your branch or call 1300 236 344 for investment amounts over $5,000,000. Rates valid from 27/06/2025 and subject to change, interest paid at maturity. Terms, conditions, fees and charges apply

For a personalised Money Market Investments service, please contact the team by phone 1300 133 833 or email. This personalised service is available for new funds over $500,000.