Qantas Business Mastercard

Qantas Business Mastercard

Using your Qantas Business Mastercard can earn you 0.6 Qantas Points on eligible domestic and international transactions, capped at 30,000 per statement period. Plus earn an additional 1 Qantas Point per $1 spent on selected Qantas products and services.#

You also have access to a range of insurances including domestic travel insurance, unauthorised transaction insurance, and guaranteed pricing^, all with one of the lowest card fees in the market.

Key features of the Qantas Business Mastercard

  1. Purchase interest rate 19.99% p.a.

  2. $89 annual fee per cardholder

  3. Extended warranty on purchases made with your credit card for up to 12 months after the original manufacturer’s warranty ends^

  4. Cash advance interest rate 21.99% p.a.

  5. 90 day purchase protection on stolen or accidentally damaged purchases when the total cost is charged to your credit card^

  6. Complimentary membership to Qantas Business Rewards - usually $89.50#

  7. Earn Qantas Points for you or your business as a Qantas Business Rewards member#

  8. Save 20% on Qantas Club memberships for you and your employees

More benefits

  • 0.3 Qantas Points per dollar spent on eligible government transactions#
  • Transfer points earnt to any individual Qantas Frequent Flyer account
  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide1

How to apply or find out more

Contact us

Send us an online enquiry for all your questions


Call 1300 236 344

Call us for more information


At a branch

Find your nearest Bendigo Bank branch


Terms, conditions, fees and charges apply. All information is correct as at 29/11/18 and is subject to change. Full details available on application. Lending criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. Interest rate and annual fee current at 29/11/18. Rates and fees are subject to change. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

# A Business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Bendigo Bank customers upon approval of a new Qantas Business Mastercard facility. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points are offered under the Bendigo Business Credit Card Terms and Conditions. Eligible Purchases are described in the Bendigo Bank Business Credit Card Terms and Conditions and do not include fees, cash, cash equivalent transactions, balance transfers, premiums paid etc. and transactions for gambling or gaming purposes. You will also not earn Qantas Points on a card or card account where for that statement period, a card account is in arrears or over limit at the end of that statement period. See product page for more detailed information on Qantas Points earn rates. Earn rates are subject to change. Qantas Points are capped at 30,000 per statement period, or 360,000 per annum from the account opening date. Qantas Points will be credited to the Member’s Qantas Business Rewards account within 60 days of the purchase of the eligible services. To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. Any questions in relation to Qantas Points under this offer must be made directly to Bendigo Bank by calling 1300 236 344.

^Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Business Mastercard) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

1 Worldwide access - The Nilson Report, Issue 1095 from September 2016.