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Term deposits

Planning a short or longer-term investment?
Bendigo Bank’s range of term deposits offer great rates so you can watch your money grow.

Features of our term deposits

01
Different investment terms to suit your needs starting from one month.
02
Protected by the Financial Claims Scheme guarantee on deposits provision1.
03
No set up or ongoing monthly fees.
04
Invest any amount from $1,000 for a fixed rate of return for the life of your investment.
05
Interest rates calculated daily and paid monthly, quarterly, half-yearly, annually or on maturity.
06
Flexible interest payment options including compounding to your term deposit account.

Compare our term deposits 

With a Bendigo term deposit you know exactly what your return will be and you can choose how long your money is invested. It's a great option if you need regular income, but don't need immediate access to your funds.

Plus the Bendigo Gold offers the flexibility of additional deposits at any time and withdrawals of up to 25% of your original deposit if you need to.

A few of our great term deposit rates 

Looking for a different term? See full range of terms and rates.

*Please contact your branch or call 1300 236 344 for investment amounts over $5,000,000

For a personalised Money Market Investments service, please contact the team by phone 1300 133 833 or email. This personalised service is available for new funds over $500,000.

Forecast the return on your cash investment. 
Calculate now

Looking for a different term?

See full range of terms and rates below.

Standard term deposit 

 

$0 - $4,999

     
1 Month 0.50% p.a. 8 Months  0.50% p.a.
2 Months  0.50% p.a. 9 Months  0.50% p.a.
3 Months  0.50% p.a. 10 Months  0.50% p.a.
4 Months  0.75% p.a. 11 Months  0.50% p.a.
5 Months  0.75% p.a. 12 Months  0.75% p.a.
6 Months  0.50% p.a. 24 Month  1.00% p.a.
7 Months 0.50% p.a.    

 

$5,000-$5,000,000*      
1 Month 0.90%p.a. 8 Months 1.20%p.a.
2 Months  1.05%p.a. 9 Months 1.20%p.a.
3 Months 1.50%p.a. 10 Months 1.25%p.a.
4 Months  1.25%p.a. 11 Months 1.25%p.a.
5 Months  1.25%p.a. 12 Months  1.25%p.a.
6 Months 1.30%p.a. 24 Months  1.40%p.a.
7 Months 1.20%p.a.    

 

$0 - $4,999      
6 Months  0.50%p.a. 36 Months 1.00%p.a.
12 Months  0.75%p.a. 48 Months  1.00%p.a.
24 Months  1.00%p.a. 60 Months 1.00%p.a.

 

$5,000 - $5,000,000*      
6 Months  1.25%p.a. 36 Months  1.35%p.a.
12 Months  1.20%p.a. 48 Months  1.40%p.a.
24 Months  1.30%p.a. 60 Months  1.45%p.a.

 

$0 - $4,999      
6 Months  0.50%p.a. 36 Months  1.00%p.a.
12 Months  0.75%p.a. 48 Months  1.00%p.a.
15 Months  0.75%p.a. 60 Months  1.00%p.a.
24 Months  1.00%p.a.    

 

$5,000 - $5,000,000*      
6 Months  1.25%p.a. 36 Months  1.35%p.a.
12 Months  1.20%p.a. 48 Months  1.40%p.a.
15 Months  1.30%p.a. 60 Months  1.45%p.a.
24 Months  1.30%p.a.    

 

$0 - $4,999      
12 Months  0.75%p.a. 48 Months  1.00%p.a.
24 Months  1.00%p.a. 60 Months  1.00%p.a.
36 Months  1.00%p.a.    

 

$5,000 - $5,000,000*      
12 Months  1.20%p.a. 48 Months  1.40%p.a.
24 Months  1.30%p.a. 60 Months  1.45%p.a.
36 Months  1.35%p.a.    

 

$0 - $4,999      
24 Months  1.00%p.a. 48 Months  1.00%p.a.
36 Months  1.00%p.a. 60 Months 1.00%p.a.

 

$5,000 - $5,000,000*      
24 Months  1.35%p.a. 48 Months  1.45%pa.
36 Months  1.40%p.a. 60 Months 1.50%p.a.

Gold term deposit 

$0 - $1,999  
Bendigo Gold  0.45%p.a.
$2,000 - $5,000,000  
Bendigo Gold  0.55%p.a.

Not sure which account is for you? 
Try our account selector.

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All rates subject to change.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

1. Information about the Financial Claims Scheme can be found at www.fcs.gov.au.

Contact us about our current special term deposit offer 1.50% p.a. on $5,000+ for 3 months, paid on maturity

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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