Why choose SmartStart Super?

Super products are issued by our wholly owned subsidiary Sandhurst Trustees Limited.

  1. MySuper authorised

  2. Online payment solution that's SuperStream ready

  3. Low cost, easy to use super solution for your employees

Your super obligations

As an employer, you’re responsible for choosing a “default fund” for your employees, which is where you will pay your employee’s super if they can’t or don’t choose their own super fund. Your default super fund must be a complying super fund that has a MySuper investment option.

You're also required to give eligible employees a Standard Choice Form within 28 days of starting to allow them to choose their own super fund. Where a choice is made, you must pay super contributions to your employee's chosen fund.

Read more about your super obligations in our Employer Guide.

Super Guarantee (SG) contributions

The current SG contribution rate is 9.5% and generally needs to be paid to part time, permanent and casual staff to whom you pay a minimum of $450 (before tax) in a month.

Payments must be received by the super fund at least quarterly by the payment deadlines below.

PeriodPayment due date
1 July - 30 September28 October
1 October - 31 December28 January
1 January - 31 March28 April
1 April - 30 June28 July


All employers are required to pay employees’ super contributions and send all required data in a SuperStream compliant format.

Our online super contribution management system and clearing house solution, Bendigo Superannuation Contribution Service, will help you meet these requirements easily and efficiently.

Managing employees' super online

Bendigo Superannuation Contribution Service takes the hassle out of paying your employees' super, and helps you meet your super obligations. It helps you to:

  • pay all of your super contributions in one single online transaction
  • take the hassle out of general maintenance tasks such as adding or removing employees, or amending existing employee details
  • meet your SuperStream obligations

Read more about the Bendigo Superannuation Contribution Service