Margin lending

A margin loan from Bendigo and Adelaide Bank's margin lending specialist, Leveraged, gives you access to more funds to help build a greater investment portfolio.

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Why borrow to invest?

Maximise investment opportunity

Borrowing to invest is a great way to expand and diversify your investment portfolio.

A margin loan from Leveraged can be used to invest in a range of shares, exchange traded funds, listed investment companies and managed funds.


A margin loan can enable you to diversify your investment portfolio. Borrowing to invest gives you access to more funds, allowing investment into a different range of asset classes, industries and companies.

Potential tax deductibility

Depending on your individual circumstances, you may be entitled to claim an income tax deduction for some or all of your borrowing costs.

Why Leveraged margin loans?

Competitive rate - starting from 5.50% p.a.# for the Direct Investment Loan.

No application fees

No minimum loan balance

Your choice of broker
- unlike some margin lenders, we make it easy for you to choose who you trade with.

More investment options - you'll have access to one of the most comprehensive and diverse acceptable investment lists in the market.

Owned by Bendigo and Adelaide Bank

Online share trading

Bendigo Invest Direct (BID) is our easy-to-use, affordable, share trading platform. It offers a dynamic trading platform with all the features you need to effectively manage your portfolio.

Leveraged is our margin lending specialist. Leveraged margin loans are fully integrated with the online share trading platform BID, so you can seamlessly view your loan details and trade on one simple-to-use platform.

Already have a margin loan with Leveraged? Apply for your BID account and we can link it to your margin loan.

Find out more about BID.

#Variable rate subject to change.

Issued by Leveraged Equities Limited (ABN 26 051 629 282 AFSL 60118) as Lender and as a subsidiary of Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 AFSL 237879). This information contains general advice only and doesn’t take into account your personal objectives, financial situation or needs. Please consider your personal circumstances, consult a professional investment provider and read the PDS and Product Guide, available to download from before making an investment decision. Terms, conditions, fees and charges apply. All information is correct as at 1 November 2017 and is subject to change. Full details available on application. Lending criteria apply.