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Grow your super

Your super is designed to grow with you over time, so make the most of its potential each step of the way.

Tips to help you grow your super

Superannuation products are issued by our wholly owned subsidiary Sandhurst Trustees Limited.

There are many different ways to grow your super, from salary sacrifice, to co-contributions, to simply ensuring your super is consolidated into a single low cost, high performing fund. Your super is designed to grow with you over time, so make the most of its potential each step of the way.

We all take time out every now and then. Time to raise families, care for loved ones, further our education. We change jobs, move cities, start new careers, and experience new beginnings. All the while our super continues to be invested - month after month, year after year.

Here’s a few simple tips to help you grow your super, no matter what life stage you’re at.

Find your super

If you’ve had a few jobs, chances are you have a few super accounts. Consolidating your super into just one account can save you from paying multiple sets of fees and make it easier to manage. The good news is, if you have a Bendigo SmartStart Super® or Bendigo SmartOptions Super® account, you can use our search and combine tool when you register for online access. 

Increase your super contributions

Many of us choose to salary sacrifice as a way to boost to our super savings. Although very effective, it isn’t the only way you can make additional contributions. You may like to consider after-tax contributions, government co-contributions, or making one-off payments such as an employee or sales bonus to your super. However you choose to contribute, simply increasing your super contributions when you can has the potential to make a significant difference to your retirement balance.

The earlier you start

The earlier you start contributing to your super, even if it’s just a small amount, the better. But if you’re just starting out, you may have other priorities, like buying a home, planning a wedding, traveling the world, or raising a family. Simply choosing a super fund that offers low fees and quality investments can help boost your super savings from the moment you start out.

Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Each of these companies receive remuneration on the issue of the product or service they provide. Sandhurst is the responsible entity and issuer of the managed funds available on this website, and is also the trustee and issuer of the Bendigo superannuation products. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested. Before making an investment decision in relation to one of these products you should consider your situation and read the relevant Product Disclosure Statement available on this site.

Sandhurst is the issuer of the commercial lending products and the provider of any traditional trustee services available on this website. The Bendigo Funeral Bond (“the Bond”) is an investment product issued by Australian Friendly Society Limited (“the Society”), ABN 29 087 648 851 AFSL 247028, with benefits provided by the Society’s Funeral Benefit Fund established under Schedule 1, Rule E of its constitution and administered by Sandhurst. The Travel Protection Plan is issued by AIA Australia Limited ABN 79 004 837 861 AFSL 230043. The Society is associated with the Bank and its related entities. Neither the Bank nor any of its related entities guarantee the repayment of capital invested or the investment performance of the Bond. Information is correct at the date of this document and is subject to change.

The content on this website has been jointly prepared by Sandhurst and Bendigo and Adelaide Bank and contains general advice only. Advice in relation to superannuation and managed investment schemes is provided by Sandhurst and advice in relation to life risk insurance is provided by Bendigo and Adelaide Bank. It is provided as general information and must not be relied upon as a substitute for financial planning, legal, tax or other professional advice. The information is given in good faith and has been derived from sources believed to be accurate at its issue date. Neither Sandhurst nor the Bendigo and Adelaide Bank give any warranty for the reliability or accuracy or accept any responsibility arising in any way, including by reason of negligence for errors or omissions for the information contained on this website. The information contained on this website is subject to change without notice. Neither Sandhurst nor the Bendigo and Adelaide Bank has an obligation to update, modify or amend this website or notify you in the event that a matter of opinion or projection stated changes or subsequently becomes inaccurate.

Neither Sandhurst nor Bendigo and Adelaide Bank is responsible for the content of any other site accessed via this site. That information is the responsibility of the site owner. Links to other sites are provided for convenience only and do not represent any endorsement by Sandhurst or the Bendigo and Adelaide Bank of the products offered by the site owner.

Refer to the Bendigo and Adelaide Bank terms of use for information that governs this website.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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