We have a range of specialised accounts designed to make running your business a little less complicated.
Three reasons to open a Business transaction account
Security
24/7 fraud monitoring, multi-factor authentication and Zero Liability protection against unauthorised transactions5.
Low fees
From just 40c per assisted transaction, or go transaction fee free for just $15 a month.
Digital tools
Manage accounts, payments and bills easily and securely online or in our mobile app.
Transaction account features
Helping make business banking easier and more secure.
- Shop online or in person with a debit Mastercard® that can be added to your smartphone or wearable device
- Easy access to your money online, in-app, over the phone, in-branch or at Bank@Post™ outlets.
- Make payments fast with Osko®, easily with BPAY® or in bulk.
- Add or link an Overdraft facility*, add Payment Services Powered by Tyro or pair with a Business EasySaver Account
- Easily integrate transactions with accounting software such as MYOB or Xero
- Access to exclusive partner discounts via Mastercard Easy Savings Specials
Compare business transaction accounts
Whether you bank a little or a lot, we have a transaction account for your business.
Business Basic Account
Only pay for the transactions you use. Best for businesses who transact less frequently.
Monthly service fee
$0
Debit Mastercard® purchases
Unlimited
Cash deposit
Unlimited
Bendigo Bank ATM withdrawal and transfer
Unlimited
e-banking Payments, BPAY and transfers
$0.40 each
Phone banking, BPAY payments or transfers
$0.40 each
In-branch cash withdrawal or transfer
$1.75 each
A full list of fees can be found in our
Business Fees and Charges guide.
Business Everyday Account
One monthly fee for unlimited transactions. Best for higher transaction businesses.
Monthly service fee
$15
Debit Mastercard® purchases
Unlimited
Cash deposit
Unlimited
Bendigo Bank ATM withdrawal and transfer
Unlimited
e-banking Payments, BPAY and transfers
Unlimited
Phone banking, BPAY payments or transfers
Unlimited
In-branch cash withdrawal or transfer
Unlimited
A full list of fees can be found in our
Business Fees and Charges guide.
Business Debit Mastercard
- Transact with confidence and peace of mind at home and overseas, online and over the phone using your own money.
- No cost for additional cardholders.
- Stay in control of your finances and have easy access to your cash anywhere Mastercard is accepted.
- Upload transactions to accounting software such as MYOB.
Open an account
We’re one of Australia's most recommended business banks.# Discover why your business matters at Bendigo Bank. Visit any of our branches to open an account.
Apply in branch
Use our branch locator to find a branch near you, or go the branch web page to make an enquiry.
To make things easier
Book an appointment with your branch and take the relevant ID along.
Business banking made easy - try the Bendigo Bank app
Your business is always moving. Match its pace with an app that’s big on giving you all the tools, ease and security you need for seamless banking.
- Log in quickly and securely with biometric authentication or a Four-digit PIN
- See balances without logging in using Quick Balances
- Pay people and bills in seconds with PayID®, Osko, BPAY
- Add your debit or credit card to Apple Pay or Google Pay from the app
- Card controls at your fingertips
- Safe and secure 24/7
Download the Bendigo Bank app now:
Need help?
Business banking made simple, support made easy with an award winning Australian bank. Our support team is available online, by phone, or at a branch.
Phone
Need support with your account.
At a branch
Use our branch locator to search for a branch near you.
Business hub
Our Business hub is designed to support your business with tips, tools, and resources to help your business succeed.
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Things you should know
Target Market Determinations for products are available.
#RFI Global's Annual Banking & Finance Awards 2025.
* The addition of an overdraft facility is subject to approval.
^ Fees apply for Bulk Payments. For a full list of fees and charges refer to the Business Fees and Charges.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
5Mastercard Zero Liability: Conditions for protection apply, see mastercard.com.au/zero-liability
BPAY and OSKO® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
PayID® is a registered trademark of NPP Australia Limited.
