Skip to main content

Small Business Insurance

Your business is valuable. Protect it with insurance.

Big insurance for small business

Give you peace of mind knowing you are covered in case disaster strikes. If you work with customers, staff, subcontractors, clients, visitors and make products or provide a service, insurance is the only way to protect yourself from costly legal action against your business.
Legal costs

Covers the legal costs incurred in the defence or settlement of a public liability claim.

Damage to property

Reimburses the cost of physical loss, destruction or damage to tangible property owned by your business.

Injury to a third party

Covers the cost of injuries to third parties visiting your premises as well as first aid expenses at the time of an incident.

Business insurance covers

No matter the size of your business or the industry in which you operate, we have an insurance solution to cover your needs. Your business is your livelihood and who knows what could go wrong. If an incident occurs, your future self will be glad you chose to take out a business insurance policy.
IT Insurance

Are you a programmer, website designer or other IT service provider? Protect your business.


Loss of tools, accidents on site, protect yourself from risk with insurance designed specifically for tradies.



If you're a lawyer, doctor, consultant, or professional advisor of any kind, this insurance will protect your business.


Restaurants, cafes, food stalls, coffee shops and food retailers are protected with our hospitality business insurance.


Retailers can relax knowing that customers, employees and stock are protected with small business insurance.

Property owners

If you own a commercial property portfolio, you can insure it to protect against damage by tenants or customers.

Home Business

Working from home? Accidents can still happen, so get protection for your home-based business for more peace of mind.

Small Business

Regardless of what industry you work in, our small business insurance has you covered.

Eligible Products

Building, contents and stock

Protect your business premises, contents and stock.

Theft and Money

Covers your business in case of break in and theft.

Machinery breakdown cover

You're covered when machinery breaks down, protecting your cash flow.

Glass cover

Protect the glass in and around your business premises.

Business interruption cover

Preserving cash flow when your normal business operations are interrupted.

Tools cover

Safeguards your tools and stock away from your worksite.

Personal accident & illness cover

Maintains your income while you focus on recovery.

Motor vehicle cover

Protection for cars owned by your business.

Electronic equipment cover

Protection for your server, hardware and accessories.

Things you should know

Target Market Determinations for products are available.

Insurance products primarily issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance and WFI. Insurance cover may alternatively be arranged by CIS Community Insurance Solutions Pty Ltd ACN 653 374 531 (CCIS). Bendigo and Adelaide Bank ABN 11 068 049 178 AFSL 237879 (Bendigo Bank) have a referral relationship with CCIS, a wholly owned subsidiary and authorised representative of Community Broker Network Pty Ltd ACN 096 916 184 AFSL 233 750 for the provision of business-related insurance solutions, rural insurance solutions and other insurance solutions at the discretion of Bendigo Bank to customers of the Bendigo and Adelaide Bank Group (Group). In arranging insurance policies, the Bank acts under its own AFSL and an agreement with the insurer. 

Information is of a general nature only. You should consider the relevant Product Disclosure Statement (PDS) and whether or not the insurance is appropriate for you before deciding whether to acquire the insurance. Policy conditions, limitations and exclusions apply.

Connect with us

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2022 Bendigo and Adelaide Bank