Education HUB

It may seem like forever before you can get your hands on your super. But that doesn’t mean you should ignore it. Here are our top tips on how to grow your super.

Have you consolidated your super? Join the 12 million Australians currently saving for their future by not paying multiple fees on more than one super account. 

You could boost your super by adding your own contribution amounts in addition to what your employer pays.

Here are 5 top tips to help you maximize the opportunities to boost your super savings.

During periods of market downturn, it's understandable you may be concerned about the value of your super or other investments you may hold. While disruptions can be unwelcome, falls within financial markets are not uncommon. But market volatility is not as scary as you might think.

You may have an idea of what you want to do once you retire from the workforce. But have you considered how much income you will need to fund your retirement? With a little planning today, you can be financially prepared for retirement.

A conservative, or defensive, investment style is a low-risk investment strategy. This style aims to achieve capital security, provide income, and protect the capital invested.

A balanced investment style aims to achieve both capital preservation and capital growth. Sometimes referred to as moderate investing, this style looks to balance risk and reward by investing across varying asset classes.

A growth, also referred to as high growth, investment style prioritises capital growth in your investment. If this style is for you, a longer-term investment is to be expected and while a growth strategy comes with high-risk, high returns may follow.

When it comes to ‘life admin’, there’s often a lot to keep on top of.

While we’re focused on paying the bills, saving for the future, or setting up the life we dream of, it’s easy to miss some of those other changes which can have an important impact on our lives.

If you’re like many Australians, when it comes to your health insurance, utilities, or even your mobile plan, you tend to leave them in the ‘set and forget’ pile or ‘too hard’ basket.

With life insurance, it’s probably no different. Find out more about adjusting insurance through your super.

When it comes to putting life insurance in place, there can be a lot to consider. Having the appropriate life insurance can provide financial support if you become unwell or injured, as well as helping to take care of your loved ones when you’re no longer around.

Investing can help you reach your financial goals sooner but can be overwhelming sometimes. We’re here to help simplify the process and help you get started.

SmartStart Super is rated one of the cheapest public offer super funds in Australia^1.

What is a managed fund? And why are they growing in popularity? From unit prices to performance, and fees to diversification, we understand there's lots to know when it comes to managed funds. Fortunately, we're here to help you with the fundamentals.

A managed fund is a professionally managed investment portfolio that pools your money together with the money of multiple investors. An Investment Manager then buys and sells shares or other assets (property, cash, bonds etc) on your behalf.

Asset classes refer to the different categories that investments with similar features can be grouped into. Becoming familiar with asset classes can help you to further understand what to expect from the various investment options available to you. 

An investment strategy is what guides your investment decisions. It is based on your future income or capital needs, how long you want to invest for, and how much risk you can live with.

Investing can be a great way to grow your money and reach your financial goals. However, it’s important to understand that all investments carry a degree of risk. So, how can you balance risk vs return?

Saving for your children’s future is a financial goal for many parents. Whatever your goals are, they usually begin with a savings account. However, in today’s low-rate landscape, a savings account may not be the only option.

Super is a long-term investment, however there are certain circumstances that may allow you to access all or part of your super before retirement.