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Defensive / conservative investment style
A defensive/conservative investment style aims to achieve capital security that provides regular income. To invest in this style, you have a low tolerance for losses and risks and are investing for the short-term. Generally, you prefer to have your money invested in assets with less volatility.
Balanced / moderate investment style
A balanced/moderate investment style aims to achieve capital growth but with less volatility. To invest in this style, you are willing to accept some risk in return for potential higher returns over the medium to longer term.
Growth / High growth investment style
A growth/high growth investment style looks to achieve capital growth over the long-term. This type of portfolio would usually see 80%+ in growth assets.
Where do I start?
Investing can help you reach your financial goals sooner but can be overwhelming sometimes. We’re here to help simplify the process and help you get started.
Managed funds explained
What is a managed fund? And why are they growing in popularity? From unit prices to performance, and fees to diversification, we understand there's lots to know when it comes to managed funds. Fortunately, we're here to help you with the fundamentals.
Planning for retirement
You may have an idea of what you want to do once you retire from the workforce. But have you considered how much income you will need to fund your retirement? With a little planning today, you can be financially prepared for retirement.
Why invest in a managed fund
A managed fund is a professionally managed investment portfolio that pools your money together with the money of multiple investors. An Investment Manager then buys and sells shares or other assets (property, cash, bonds etc) on your behalf.
Asset classes explained
Asset classes refer to the different categories that investments with similar features can be grouped into. Becoming familiar with asset classes can help you to further understand what to expect from the various investment options available to you.
An investment strategy is what guides your investment decisions. It is based on your future income or capital needs, how long you want to invest for, and how much risk you can live with.
Risk vs return
All investments carry risk – even investing in cash. Market conditions, inflation, changes to interest rates and economic downturns can all have an impact on your investment.
Grow your super
It may seem like forever before you can get your hands on your super. But that doesn’t mean you should ignore it. Here are our top tips on how to grow your super.
Consolidating your super
Have you consolidated your super? Join the 12 million Australians currently saving for their future by not paying multiple fees on more than one super account.
It can be scary when you hear the markets have decreased, especially with significant events such as the Global Financial Crisis (GFC) and covid-19, however, a downturn is not necessarily a bad thing.
Why do fees matter
SmartStart Super is rated one of the cheapest public offer super funds in Australia1.
Contributing to your super
You could boost your super by adding your own contribution amounts in addition to what your employer pays.
Saving for your kids
Saving for your children’s future is a financial goal for many parents. Whatever your goals are, they usually begin with a savings account. However, in today’s low-rate landscape, a savings account may not be the only option.