What is a balanced investment style?
Sometimes referred to as moderate investing, this style looks to balance risk and reward by investing across varying asset classes.
To invest in this style, investors are usually willing to accept some risk in order to generate potentially higher returns.
Suitable to help achieve financial goals such as:
- Saving for a deposit for a house
- Starting a new business
- Buying an investment property
- Children’s education
A balanced style is usually suited to investors with an investment timeframe of 3-5 years, although some funds can accommodate longer timeframes.
Often, an asset allocation for a balanced portfolio would be 40% defensive assets (cash, bonds, and fixed interest) and 60% growth assets (infrastructure, listed property, and shares).
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Products suitable for this investment style
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Where do I start?
Investing can help you reach your financial goals sooner but can be overwhelming sometimes. We’re here to help simplify the process and help you get started.
Asset classes explained
Asset classes refer to the different categories that investments with similar features can be grouped into. Becoming familiar with asset classes can help you to further understand what to expect from the various investment options available to you.
Risk vs return
Investing can be a great way to grow your money and reach your financial goals. However, it’s important to understand that all investments carry a degree of risk. So, how can you balance risk vs return?
Things you should know
Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Sandhurst is the responsible entity and issuer of the managed funds available on this website. Additionally, Sandhurst is the issuer of commercial lending products and the provider of traditional trustee services available on this website. Each of these companies receives remuneration on the issue of the product or service they provide. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank nor any of its related entities, and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested.
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