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Next home or renovating

Are you downsizing, upgrading or moving locations – and ready to buy your next home? Does your current home need renovating or perhaps you need to free up some money for a holiday or other large purchase?

Let us help you take the next step

You know the process for buying a home, you've done it before.

You've experienced the highs and lows of researching, talking to lenders, conveyancing, property valuations, insurance, moving and – at last – settlement day.

Our lenders can help you evaluate your position, look at loans and costs, and assess your application.

Our lenders can also assist you with bridging finance13 to relieve some of the stress associated with buying and selling property.

Bridging finance13 can help if you’ve sold your home and bought (or built) another, but your sale settles after your purchase does.

Bridging finance13 may also help if you haven't yet sold your home but want to buy (or build) a new property in the meantime.

You change, your loan may need changing too

  • 1
    Our lenders are here to help with refinancing your loan.
  • 2
    A better rate and more flexibility are common reasons to refinance as your original home loan may no longer be your best option.
  • 3
    Renovating may be an option - and saves stamp duty and moving costs!
  • 4
    Refinancing for renovations may be a better option than a personal loan or credit card.
  • 5
    Thinking of a holiday or a new car? Look at refinancing your home loan.
  • 6
    Consolidating your loans and credit cards into your home loan can reduce interest and repayments. 
  • 7
    If purchasing a new home, you may need to refinance your current loan to reflect new financial circumstances.
  • 8
    Bridging finance13 can be a short term option if timing is an issue.

Great reasons to choose us

  • Competitive home loan interest rates

  • Rewarding packaged loans

  • Servicing 1.9 million customers in over 500 locations Australia-wide

  • A top 100 ASX listed Company with more than 110,000 shareholders

Great loans for you

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

3 Bendigo Complete Home Loan 2 Year Fixed: Available to customers with owner occupied, principal and interest home loans.

13 Bridging finance is only available where the loan to value ratio (LVR) is less than 80% inclusive of Lender’s Mortgage Insurance (LMI)

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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