Perfect for that new or used car you're after, or to refinance an existing car loan.
Secured Personal Loan
- A secured personal loan that offers a competitive fixed interest rate for terms between 1 and 7 years.
- Fixed interest rate 7.79% p.a, comparison rate* 8.51% p.a.
- Choose between weekly, fortnightly and monthly repayments. The free online redraw facility means you can make additional payments in the knowledge you can redraw them at any time.
- There are no fixed break costs, with an early repayment fee of only $20.
- Low application and ongoing fees apply, full details can be found in the Lending fees and charges
- Full list of interest rates available.
Calculators & tools
Use our tools and calculators to help compare and select the right personal loan for you.
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Video transcript - Personal loan pre application
Desperate for a holiday? Or to dive into an adventure? Driven to buy your next car? Or dreaming of a home makeover? Or home comforts? A Bendigo personal loan can make it happen. Applying online is quick and easy. Here's how it works. To be eligible, you need to be over 18, an Australian citizen or permanent resident, employed, or have a regular income, not bankrupt or in financial hardship. If you receive Centrelink or other pension, it's best to call us on 1300-236-344.
There's some information you'll need to have handy to complete your application online. This includes identification, income and employment details, asset details, expenses, and details around any debts you have. Now you've got your info, it's time to apply. It's fast. Taking around 10 to 20 minutes to complete online. We'll call you as soon as possible to go over your application, so you can dive, drive and make your dream come true. Apply now.
How to apply for a loan
This simple process makes it easy for you to access your personal loan:
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Select the loan that is most suited to you
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Send supporting documentation so that we can finalise your application
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Receive a response to your application and you'll be one step closer to getting that new car, holiday, caravan, home improvements, whatever in no time at all.
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Things you should know
Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.
Target Market Determinations for products are available.
*Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
