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Transaction accounts

Bank your own way with the right transaction account to manage your money.

Compare transaction accounts

Find your perfect everyday banking fit!

Transaction account features

Banking made effortless. Discover features designed for your everyday needs, including convenient account management, secure transactions, and more.
  • Only requires $1 to open
  • A range of flexible bank accounts
  • Easy access to your money with a Debit Mastercard®
  • Access your account via e-banking or the Bendigo Bank app
  • e-statements for easy account management
  • Mobile payments with your smart phone and watch

Debit card designs

Express yourself! We have multiple debit card designs to choose from.

Why bank with Bendigo Bank?

We're one of Australia's biggest banks, and we're also the nations most trusted bank. As we grow we invest in technology, accessibility, and service to create a better banking experience for everyone. Here are just some ways we're bigger for customers.

The better big bank

  • Caring for 2.5 million customers
  • Voted Australia's most trusted bank^
  • Profits invested back into Australian communities
  • Community bank branches in rural areas


  • 24/7 fraud monitoring
  • Multi-factor authentication
  • Secure online shopping
  • Zero Liability Protection5
  • Banking safely online support

Bendigo Bank app

  • Transfer money
  • BPAY
  • Lock/unlock lost cards
  • Change your card PIN

Switch to Bendigo Bank

Make the switch that matters. Find out why we’re Australia’s most trusted bank^ and manage your finances with ease.

Helpful tools

Discover our library of helpful tools to manage your finances, set goals, and achieve more.

Need help?

Banking made simple, support made easy. Our support team is available online, by phone, or at a branch.


Complete the online enquiry form and a banking team member will contact you via your preferred channel, phone or email.

At a branch

Use our branch locator to search for a branch, agency or ATM near you.


If you have clicked on any suspicious links and entered your e-banking details:

Things you should know

^ Roy Morgan Risk Monitor 2023. Customers of Bendigo and Adelaide Bank Limited.

#If you hold a home loan the fee will be waived each month provided the home loan is in use at least 2 days prior to the date the fee is charged.


Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

5Mastercard Zero Liability

Conditions for protection apply, see

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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