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Unsecured Personal Loan

Unsecured Personal Loan

  • Competitive fixed interest rate of  12.79% p.a, comparison rate* 14.89% p.a.
  • View all interest rates.
  • Loan terms between 1 and 7 years.
  • Weekly, fortnightly and monthly repayments with free online redraw facility.
  • Unlimited additional repayments - redraw at any time.
  • No fixed break costs with an early repayment fee of only $20.
  • Low application and ongoing fees apply, full details can be found in the Lending fees and charges.
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Desperate for a holiday? Or to dive into an adventure? Driven to buy your next car? Or dreaming of a home makeover? Or home comforts? A Bendigo personal loan can make it happen. Applying online is quick and easy. Here's how it works. To be eligible, you need to be over 18, an Australian citizen or permanent resident, employed, or have a regular income, not bankrupt or in financial hardship. If you receive Centrelink or other pension, it's best to call us on 1300-236-344.

There's some information you'll need to have handy to complete your application online. This includes identification, income and employment details, asset details, expenses, and details around any debts you have. Now you've got your info, it's time to apply. It's fast. Taking around 10 to 20 minutes to complete online. We'll call you as soon as possible to go over your application, so you can dive, drive and make your dream come true. Apply now.

How to apply for a loan

This simple process makes it easy for you to access your personal loan:

  • Select the loan that is most suited to you

  • Apply online or contact us

  • Send supporting documentation so that we can finalise your application

  • Receive a response to your application and you'll be one step closer to getting that new car, holiday, caravan, home improvements, whatever in no time at all.

Things you should know

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

Target Market Determinations for products are available.

*Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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