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Personal home

Secured Personal Loan

Perfect for that new or used car you're after, or to refinance an existing car loan.

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Secured Personal Loan

  • A secured personal loan that offers a competitive fixed interest rate for terms between 1 and 7 years.
  • Fixed interest rate 7.79 % p.a, comparison rate1 8.64 % p.a.
  • Choose between weekly, fortnightly and monthly repayments. The free online redraw facility means you can make additional payments in the knowledge you can redraw them at any time.
  • There are no fixed break costs, with an early repayment fee of only $20.
  • Low application and ongoing fees apply, full details can be found in the Lending fees and charges
  • Full list of interest rates available.
  • Full information available in the PDS.

How to apply for a loan

This simple process makes it easy for you to access your personal loan:

  • Select the loan that is most suited to you

  • Apply online or contact us

  • Send supporting documentation so that we can finalise your application

  • Receive a response to your application and you'll be one step closer to getting that new car, holiday, caravan, home improvements, whatever in no time at all.

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Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

*Proof of part time or full time study or apprenticeship required on application.

1Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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