Skip to main content
Locate us

Savings Accounts

Whether you're saving for a special purpose or seeking greater returns with at-call convenience, we have a savings account to suit.

  • Only requires $1 to open
  • e-statements for easy account management
  • No monthly service fee
  • Access your account via e-banking or the Bendigo Bank app
  • Different options to help meet your savings goals

Savings account interest rates and features

Maximise your financial gains with our savings accounts. Enjoy competitive rates, easy access, and the confidence that your savings are secure.

Not sure which account is for you?
Try our account selector

Need help?


Complete the online enquiry form and a banking team member will contact you via your preferred channel, phone or email.


If you have clicked on any suspicious links and entered your e-banking details:

Call 1300 236 344 (in Australia) or +61 3 5445 0666 (from overseas - standard international call charges apply)

Monday to Friday - 8am to 9pm AEST/AEDT*
Weekends (Saturday and Sunday) and some public holidays - 9am to 8pm AEST/AEDT

*Excludes Christmas Day

At a branch

Use our branch locator to search for a branch, agency or ATM near you.

Things you should know

*In branch withdrawals will accrue during the month and be charged to your account on the first day of the following month. A maximum of 2 in branch transactions will be rebated to your account at this time. All other transactions will incur a fee at the time of the transaction.

1 You must hold an eligible transaction account (Everyday Account or Student Account) with us and at the end of the month your balance is greater than the start of the month (excluding interest deposits) otherwise the base rate of 0.30% p.a. will apply.

2 For existing accounts, the interest rate will change on the first day of the month following your 31st birthday.

3 You can only open one account held in either your name only, or in joint names, that will be eligible for the bonus rate. Any additional accounts opened will receive the base rate.

The Reward Saver is not available to business customers.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2023 Bendigo and Adelaide Bank