Business Residential Investment Loan

The Business Residential Investment Loan assists non-trading companies or trusts that wish to purchase a residential investment property.

Investing in a Residential Property

Loan purpose

For non trading entities/trusts wanting to invest in residential property

Loan type Principal & interest and interest only
  • Redraw available
  • Online banking
  • Half-yearly statements

Business Residential Investment Loan

  Principal & Interest Interest Rate Principal & Interest Comparison Rate Interest Only Interest Rate Interest Only Comparison RateRedraw
Variable - $10 Monthly Fee 5.59% p.a. 5.77% p.a. 6.09% p.a. 6.22% p.a. Yes
Fixed 1 Year - $10 Monthly Fee

4.49% p.a.

5.12% p.a.

4.94% p.a.

5.58% p.a.

Fixed 2 Year - $10 Monthly Fee

4.29% p.a.

5.04% p.a.

4.44% p.a.

5.47% p.a.

Fixed 3 Year - $10 Monthly Fee

4.49% p.a.

5.03% p.a.

4.74% p.a.

5.47% p.a.

Fixed 4 Year - $10 Monthly Fee

4.89% p.a.

5.13% p.a.

5.14% p.a.

5.53% p.a.

Fixed 5 Year - $10 Monthly Fee

4.79% p.a.

5.09% p.a.

5.14% p.a.

5.50% p.a.


Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25 year loan term. All Fixed rates are calculated on the basis that they roll to the Residential Variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in term to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance and so you may pay more interest over the life of the loan.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

You can call us on 1300 236 344 to find out further information on application fees, service fees and other fees for your small business lending offering.

Subject to terms and conditions. Fees and charges apply. All loans subject to Bendigo Bank's normal lending criteria. Bendigo and Adelaide Bank Limited, The Bendigo Centre, Bendigo, VIC 3550, ABN 11 068 049 178, AFSL 237879.