Big insurance for small business

Give you peace of mind knowing you are covered in case disaster strikes. If you work with customers, staff, subcontractors, clients, visitors and make products or provide a service, insurance is the only way to protect yourself from costly legal action aqainst your business.

Legal costs

Covers the legal costs incurred in the defence or settlement of a public liability claim.

Damage to property

Reimburses the cost of physical loss, destruction or damage to tangible property owned by your business.

Injury to a third party

Covers the cost of injuries to third parties visiting your premises as well as first aid expenses at the time of an incident.

Business insurance covers

No matter the size of your business or the industry in which you operate, we have an insurance solution to cover your needs. Your business is your livelihood and who knows what could go wrong. If an incident occurs, your future self will be glad you chose to take out a business insurance policy.

IT Insurance

Are you a programmer, website designer or other IT service provider? Protect your business.


Loss of tools, accidents on site, protect yourself from risk with insurance designed specifically for tradies.


If you're a lawyer, doctor, consultant, or professional advisor of any kind, this insurance will protect your business.


Restaurants, cafes, food stalls, coffee shops and food retailers are protected with our hospitality business insurance.


Retailers can relax knowing that customers, employees and stock are protected with small business insurance.

Property owners

If you own a commercial property portfolio, you can insure it to protect against damage by tenants or customers.

Home Business

Working from home? Accidents can still happen, so get protection for your home-based business for more peace of mind.

Small Business

Regardless of what industry you work in, our small business insurance has you covered.

Eligible Products

Get 10% off the total price when you add 2 more covers

  • Building, contents and stock

    Protect your business premises, contents and stock.

  • Burglary cover

    Covers your business in case of break in and theft.

  • Machinery breakdown cover

    You're covered when machinery breaks down, protecting your cash flow.

  • Glass cover

    Protect the glass in and around your business premises.

  • Business interruption cover

    Preserving cash flow when your normal business operations are interrupted.

  • Tools cover

    Safeguards your tools and stock away from your worksite.

  • Personal accident & illness cover

    Maintains your income while you focus on recovery.

  • Motor vehicle cover

    Protection for cars owned by your business.

  • Electronic equipment cover

    Protection for your server, hardware and accessories.

Additional information:

Insurance products are issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance and WFI and in arranging insurance policies the Bank acts under its own AFSL and an agreement with the insurer. Insurance products may also be arranged by Community Insurance Solutions Pty Ltd ABN 32 151 328 148, a wholly owned subsidiary of the Bank and a Corporate Authorised Representative (No. 458332) of Community Broker Network Pty Ltd ABN 60 096 916 184 AFSL 233750.

Bendigo and Adelaide Bank Limited ABN 11 068 048 178 AFSL/Australian Credit Licence 237879.