Home loan selector

When it comes to choosing the right home loan, everyone has different needs. Our home loan selector will help you find the loans that best suit your situation and compare their features.

I am looking to...?

Our products…
Connect package

Our Connect Package is designed to save you interest.

More product details Apply now
Basic home loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

More product details Apply now
Green home loan

Our Green Home Loan rewards you for renovating or building in a sustainable way, with discounts on interest rates for those who meet our green criteria.

More product details Apply now
Our products…
Connect package

Our Connect Package is designed to save you interest.

More product details Apply now
Basic home loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

More product details Apply now
Home Equity Loan

Upgrade your home with access to a flexible line of credit

More product details Apply now
Green home loan

Our Green Home Loan rewards you for renovating or building in a sustainable way, with discounts on interest rates for those who meet our green criteria.

More product details Apply now
Our products…
Connect package

Our Connect Package is designed to save you interest.

More product details Apply now
Basic home loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

More product details Apply now
Our products…
Connect package

Our Connect Package is designed to save you interest.

More product details Apply now
Basic home loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

More product details Apply now

Buying your next home

You know the process for buying a home – you've done it before. You've experienced the highs and lows of researching, talking to lenders, conveyancing, property valuations, insurance, moving and – at last – settlement day.

  1. Our lenders can help evaluate your position, look at loans and costs, and assess your application.

  2. Our lenders can also assist you with bridging finance to relieve some of the stress associated with buying and selling property.

  3. Bridging finance can help if you’ve sold your home and bought (or built) another, but your sale settles after your purchase does.

  4. Bridging finance may also help if you haven't yet sold your home but want to buy (or build) a new property in the meantime.

Refinancing

Does your current home need renovations? Perhaps you need to free up some money for a holiday or other large purchase? Refinancing could be the solution.

  1. Our lenders are here to help with refinancing your loan.

  2. A better rate and more flexibility are common reasons to refinance as your original home loan may no longer be your best option.

  3. Renovating may be an option – and saves stamp duty and moving costs!

  4. Refinancing for renovations may be a better option than a personal loan or credit card.

  5. Thinking of a holiday or new car? Look at refinancing your home loan.

  6. Consolidating your loans and credit cards into your home loan can reduce interest and repayments.

  7. If purchasing a new home, you may need to refinance your current loan to reflect new financial circumstances.

  8. Bridging finance can be a short term option if timing is an issue.

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.5 million customers in over 500 communities Australia wide
  • Top 60 ASX listed company

Best loans for you

We know how important it is to choose the best home loan for our needs. Bendigo Bank gives you the choice of fixed or variable interest plus products and packages that help you save money - and manage your finances.

Basic Home Loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

Interest rate (owner occupied)

4.38% p.a.

Comparison Rate1 (owner occupied)

4.56% p.a.

LEARN MORE APPLY NOW

Green Home Loan

Our Green Home Loan rewards you for renovating or building in a sustainable way, with discounts on interest rates for those who meet our green criteria.

Interest rate3 (owner occupied)

4.68% p.a.

Comparison Rate1 (owner occupied)

4.73% p.a.

LEARN MORE APPLY NOW

Home Equity Loan

Our Home Equity Loan gives you a line of credit with full transaction functionality and the ability to draw on available funds.

Interest rate (owner occupied)

5.88% p.a.

($250,000-$499,999)

Comparison Rate1 (owner occupied)

N/A

LEARN MORE APPLY NOW

Contact us, we'll do the work for you

* indicates required field
Preferred contact time *

Or you can call us on

1300 236 344

Or have a mobile lender contact you

Additional information

Terms, conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

^ Roy Morgan Customer Satisfaction Results May 2017.

* To be eligible to save $625 on home loan fees, a new home loan application must be received after 25 October 2015. A new home loan must be for External Refinance and/ or Purchase and/or Construction for Owner Occupied property. The application must be for the Bendigo Connect product and the customer must currently hold or take out two additional or complementary products with Bendigo Bank. Complementary products cannot be from the same product type. Full details available on application. Terms and conditions, fees and charges and lending criteria apply.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25-year loan term. All fixed rates are calculated on the basis that they roll to the residential variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  2. The interest rate displayed assumes at least three eligible products are held. Connect Package Home Loan interest rates are made up of the applicable interest rate depending on aggregate lending, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.

  3. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.