Great reasons to switch to Bendigo Bank

You trust us, recommend us, and consistently recognise us for excellence in service, customer satisfaction and staff friendliness.

  1. Most satisfied customers of any Australian bank 4

  2. Australia's recommended Australian bank5

  3. Australia's 5th largest retail bank

  4. Community Bank® - $200 million reinvested back into local communities

  5. Top 70 ASX Listed company

  6. Your banking helps create, support and sustain positive change in Australian
    communities

Explore how to switch to Bendigo Bank

Great reasons to get a Bendigo Bank Transaction Account

Flexible options

Choose from a range of accounts with easy access to your money, and options to pay no fees for transactions.

Banking when you need it

Secure access to internet and phone banking, plus e-statements for easy account management.

We're here for you

Our customer service team is always available on 1300 236 344

3 easy steps, we do the rest

  1. Apply for a new Transaction Account

  2. Request a regular payments list for switching to Bendigo Bank

  3. Advise us which payments we can switch to your account

Step 1: Start by choosing a Bendigo Bank account

Ensure you have the following before starting:

  • 16 years of age and over
  • Drivers licence or passport
  • Australian citizen or resident
  • 5 minutes of your time

Already have a Transaction Account with Bendigo Bank?

Go straight to step 2 by clicking the Switch form button to request your regular payment list.

Switch form

Student account

Student Account

A clever transaction account for full time students, apprentices and trainees.

  • $1
    Minimum balance
  • $0
    Monthly fee
  • Yes
    Online access

Easy retirement account

Older couple riding bikes on the beach

This transaction account is designed to make life easier for retirees and pensioners aged over 55.

  • $1
    Minimum balance
  • $07
    Monthly fee
  • Yes
    Online access

Concession account

Couple having a coffee

An easy to use transaction account for customers with an eligible Commonwealth Government concession card.

  • $1
    Minimum balance
  • $0
    Monthly fee
  • Yes
    Online access

Step 2: Request regular payments list

Request your regular payments list via the online switching form or by visiting us in branch. We will send you a list of your regular payments for review.

Complete the online switch form

Switch form

Visit a branch to complete the form.

Find a branch

Do you need some help?

Let us help you switch Self help guide

Step 3: Advise us which regular payments we can switch

Once we have received your regular payments list from the bank you are switching from, your nominated branch will contact you to discuss the list. We will assist you to take the next steps to switch payment to your Bendigo Bank account.

Great reasons to choose Bendigo Bank for Personal Loans

Flexible options

Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.

Big or small

Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.

Quick response

We know you want to know about your application quickly. You will have a response from us within 48 hours.

3 steps to switch to a Personal Loan

The simple process makes it easy for you to access your Personal Loan.

  1. Choose a Personal Loan

  2. Apply online or contact us

Step 1: Work out how much you can borrow

Find out how much you can borrow with our handy calculator.
Simply enter your income and expenses to estimate your personal loan borrowing capacity

Step 2: Choose a personal loan

Secured Personal Loan

Perfect for buying a new or used vehicle, or to refinance an existing car loan.

Interest rate

7.79% p.a.

Comparison rate3

8.64% p.a.

LEARN MORE APPLY NOW

Unsecured Personal Loan

Perfect for your dream holiday, or any number of needs, where you don't offer security.

Interest rate

12.79% p.a.

Comparison rate3

14.89% p.a.

LEARN MORE APPLY NOW

Student Personal Loan

Available for all Higher Education Students and apprentices*.

Interest rate

6.79% p.a.

Comparison rate3

6.95% p.a.

LEARN MORE APPLY NOW

Step 3: Apply online or contact us

Apply online, speak with a local lender, or contact us by completing the form

Complete the online application form.

Apply now

Visit a branch to speak with a local lender.

Find a branch

Not sure which personal loan is for you? We can help.

Let us help you switch

Great reasons to choose Bendigo Bank for Home Loans

Flexible options

With 1.6 million customers in over 500 communities Australia-wide we provide flexible home loans with competitive rates.

Quick response

Our local lenders have the power to approve loans.

Community minded

Our business is based on real relationships with real people. We return part of our profits to invest in your local community.

Pre-qualify for a home loan

In just minutes you can find out how much you can borrow and what to expect before you head down the home loan application path.

Calculator graphic surrounded by integrated icons.

What we'll calculate:

  • How much you can borrow
  • Your borrowing costs, including stamp duty, lenders mortgage insurance and first home buyer grants
  • Your repayments

No credit checks, no paperwork. Your home loan estimate delivered in minutes.

LET'S GO

Explore our home loans

Connect Package

Fully featured and flexible, the more products you connect, the more interest you save.

Owner occupied
Principal & Interest
3 year fixed interest rate2

4.09% p.a.

Comparison Rate1

4.63% p.a.

LEARN MORE

Basic Home Loan

Low cost, easy to manage loan with flexible terms and additional repayment options.

Owner occupied
Principal & Interest
Variable interest rate6

3.79% p.a.

Comparison Rate1

3.98% p.a.

LEARN MORE

Home Equity Loan

Unlock your home equity to renovate, purchase property, or consolidate debt.

Owner occupied
Interest Only
Variable interest rate11

5.98% p.a.

Comparison Rate1 (owner occupied)

N/A

LEARN MORE

Not sure which Home Loan is for you?
We can help you choose.

or speak to a mobile lender on
1300 236 344

Additional information

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information.

Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.

Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  2. The interest rate displayed assumes at least three eligible products are held. Eligible products cannot be from the same product type. Connect Package Home Loan interest rates are made up of the applicable interest rate, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Offer is available to customers with a loan to value ratio of up to 95%.
  3. The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  4. Roy Morgan 2018
  5. Mozo People’s Choice Awards 2018
  6. Offer is available to customers for new Owner Occupied, Principal and Interest Basic home loans above $150,000 with a loan to valuation ratio of up to 80%. Terms, conditions, fees and charges apply. All information is correct as at 1 October 2018 and is subject to change. Full details available on application. Lending criteria apply.  Offer may be varied or withdrawn at any time.
  7. No monthly service fee if you deposit $2,000 each month or hold a home loan with us# (otherwise $6 per month)
  8. No monthly service fee if you; Deposit $2,000 each month OR hold an eligible Bendigo Bank CGU Insurance Policy* OR hold a Sandhurst Trustees Managed Fund OR hold a home loan with us Otherwise $3 per month. If you hold one of the above relationships the fee will be waived each month provided the home loan, insurance policy or managed fund is in use at least 2 days prior to the date the fee is charged.
  9. Bendigo Express Home loan is available to customers with a loan to value ratio of up to 80%.
  10. Proof of part time or full time study or apprenticeship required on application.
  11. Offer is available to customers with a loan to value ratio of up to 80%. Terms, conditions, fees and charges apply. Full details available on application. Lending criteria apply. Offer may be varied or withdrawn at any time.