Great reasons to switch to Bendigo Bank

You trust us, recommend us, and consistently recognise us for excellence in service, customer satisfaction and staff friendliness.

  1. Most satisfied customers of any Australian bank 4

  2. Australia's most highly trusted bank5

  3. Australia's 5th largest retail bank

  4. Community Bank® - $200 million reinvested back into local communities

  5. Top 60 ASX Listed company

  6. Your banking helps create, support and sustain positive change in Australian
    communities

Four steps to trying Bendigo

  1. Open an account

  2. Fill in the switch form

  3. We notify your suppliers

  4. Regular payments start coming through your Bendigo Bank account

Option 1: You can do it yourself online

Option 2: We can do it for you

To allow us to move your regular payments across for a Transaction Account, Personal Loan or Home Loan account, fill out the Switch form.

We'll send you your Regular Payments list for review.

Bendigo Bank is committed to working within the standards set by the industry regulator, Australian Payments Network.

Great reasons to get a Bendigo Transaction Account

  1. A range of flexible bank accounts

  2. Easy access to your money

  3. Internet and phone banking

  4. e-statements for easy account management

  5. Choose to pay no fees for transactions

  6. Phone help always available

4 steps to switch to a Bendigo Transaction Account

  1. Choose a Transaction Account

  2. Fill in the switch form

  3. We notify your suppliers

  4. Regular payments start coming through your Bendigo Bank account

Option 1: You can do it yourself online

Simply start by choosing a Transaction Account and apply. How to apply for an account:

  • 16 years of age and over
  • Drivers licence or passport
  • Australian citizen or resident
  • 5 minutes of your time

Option 2: We can do it for you

Bendigo makes switching your regular payments easy and worthwhile. Fill out the Switch form.

We'll send you your Regular Payments list for review.

Bendigo Bank is committed to working within the standards set by the industry regulator, Australian Payments Network.

Start by choosing a Bendigo account

Student account

Student Account

A clever transaction account for full time students, apprentices and trainees.

  • $1
    Minimum balance
  • $0
    Monthly fee
  • Yes
    Online access

Easy retirement account

Older couple riding bikes on the beach

This transaction account is designed to make life easier for retirees and pensioners aged over 55.

  • $1
    Minimum balance
  • $07
    Monthly fee
  • Yes
    Online access

Concession account

Couple having a coffee

An easy to use transaction account for customers with an eligible Commonwealth Government concession card.

  • $1
    Minimum balance
  • $0
    Monthly fee
  • Yes
    Online access

Not sure which Transaction Account is for you?
We can help you choose.

Great reasons to choose Bendigo Bank for Personal Loans

Flexible options

Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.

Big or small

Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.

Quick response

We know you want to know about your application quickly. You will have a response from us within 48 hours.

SWITCH ONLINE SELECT AN ACCOUNT TO SWITCH

3 steps to switch to a Personal Loan

The simple process makes it easy for you to access your Personal Loan.

  1. Choose a Personal Loan

  2. Apply online or contact us

Start by choosing a Personal loan

Secured Personal Loan

Perfect for buying a new or used vehicle, or to refinance an existing car loan.

Interest rate (owner occupied)

7.79% p.a.

Comparison rate3

8.64% p.a.

LEARN MORE APPLY NOW

Green Personal Loan

A Green Personal Loan rewards you for your environmentally friendly purchases.

Interest rate (owner occupied)

6.79% p.a.

Comparison rate3

7.21% p.a.

LEARN MORE APPLY NOW

Student Personal Loan

Available for all Higher Education Students and apprentices, this loan is perfect for buying a new or used vehicle, or to refinance an existing car loan.*

Interest rate (owner occupied)

9.99% p.a.

Comparison rate3

9.99% p.a.

LEARN MORE APPLY NOW

Not sure which Personal Loan is for you?
We can help you choose.

Great reasons to choose Bendigo Bank for Home Loans

  1. Top 70 ASX listed company

  2. Our business is based on real relationships with real people

  3. Our local lenders have the power to approve loans

  4. Competitive rates and flexible home loans

  5. We return part of our profits to invest in your local community.

  6. 1.6 million customers in over 500 communities Australia-wide

3 in 1 home loan calculator delivers more than just your borrowing power.

In just minutes you can find out how much you can borrow and what to expect before you head down the home loan application path.

Calculator graphic surrounded by integrated icons.

What we'll calculate:

  • How much you can borrow
  • Your borrowing costs, including stamp duty, lenders mortgage insurance and first home buyer grants
  • Your repayments

No credit checks, no paperwork. Your home loan estimate delivered in minutes.

LET'S GO

Explore our home loans

Basic Home Loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

Interest rate (owner occupied)

4.48% p.a.

Comparison Rate4 (owner occupied)

4.66% p.a.

LEARN MORE

Green Home Loan

Our Green Home Loan rewards you for renovating or building in a sustainable way, with discounts on interest rates for those who meet our green criteria.

Interest rate6 (owner occupied)

4.78% p.a.

Comparison Rate4 (owner occupied)

4.84% p.a.

LEARN MORE

Home Equity Loan

Our Home Equity Loan gives you a line of credit with full transaction functionality and the ability to draw on available funds.

Interest rate (owner occupied)

5.98% p.a.

($250,000-$499,999)

Comparison Rate4 (owner occupied)

N/A

LEARN MORE

Not sure which Home Loan is for you?
We can help you choose.

or speak to a mobile lender on
1300 236 344

Additional information

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information.

Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.

Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates displayed for secured personal loans are calculated with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
  2. Offer is available to customers with new Owner Occupied, Principal and Interest home loans above $150,000 with a loan to valuation ratio of up to 80%, and three additional or complementary products taken as part of the Connect Package. Complementary products cannot be from the same product type. Offer ends on 31 December 2018.
  3. Offer is available to customers for new Owner Occupied, Principal and Interest Basic home loans above $150,000 with a loan to valuation ratio of up to 80%. Special Rate available on Basic product until 31 December 2018. Terms, conditions, fees and charges apply. All information is correct as at 1 October 2018 and is subject to change. Full details available on application. Lending criteria apply.
  4. Roy Morgan Customer Satisfaction Results May 2017
  5. Mozo People’s Choice Awards 2017
  6. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.
  7. No monthly service fee if you deposit $2,000 each month or hold a home loan with us# (otherwise $6 per month)
  8. No monthly service fee if you; Deposit $2,000 each month OR hold an eligible Bendigo Bank CGU Insurance Policy* OR hold a Sandhurst Trustees Managed Fund OR hold a home loan with us Otherwise $3 per month. If you hold one of the above relationships the fee will be waived each month provided the home loan, insurance policy or managed fund is in use at least 2 days prior to the date the fee is charged.