Our convenient transaction account lets you easily manage your money.
Three reasons to open an Everyday Account
Find out if this account is the right fit for you.
For everyday needs
An all in one transaction account designed to help you manage your money
Debit Mastercard®
Access your money with a Debit Mastercard® and enjoy 24/7 fraud monitoring
Security
Peace of mind with Multi-factor authentication (MFA) and protecting your card against unauthorised transactions
Everyday Account summary
A simple account offering internet banking, phone banking and card access for everyday banking.
- Minimum opening balance of just $1
- e-banking and phone banking anywhere, anytime
- Branch and ATM access Australia wide
- Access your money with a Debit Mastercard®*
- Go green and set up e-statements on your account
- Link to your Bendigo home loan to offset your monthly interest
- Open a Reward Saver Account and earn high interest on your savings
Discover the Bendigo Bank app
For convenient banking on the go, download the Bendigo Bank app. Big on ease, speed and security, it delivers all the tools you’ll need for seamless online banking.
- Log in quickly and securely with biometric authentication or a Four-digit PIN
- See balances without logging in using Quick Balances
- Pay people and bills in seconds with PAYID, Osko, BPAY
- Add your debit or credit card to Apple Pay or Google Pay from the app
- Card controls at your fingertips
- Robust security features to keep you safe and secure
Download the Bendigo Bank app now
Rates and fees
Here are some rates and fees that may apply to your account. For the full list of fees and charges, please refer to schedule of fees and charges.
Monthly service fees
$0 if you deposit $2,000 each month, or have a home loan with us# (otherwise $6 per month)
Branch & ATM
$0 - unlimited Bendigo Bank ATM and branch withdrawals
Withdrawals
$0 - unlimited EFTPOS withdrawals and retail purchases within Australia
Transactions
$0 - unlimited EFTPOS withdrawals and retail purchases within Australia
Transfers
$0 - unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®) and phone banking transfers
Interest rate
Current interest rate is 0.00% p.a. Interest calculated daily and credited half yearly
How to apply?
Read our eligibility criteria and have your documents ready.
Identity
If you are a new customer, we will need to verify your identity via any two forms of IDs listed below.
- Drivers License
- Passport
- Medicare card
Eligibility
You need to be an Australian citizen or resident in order to apply for an Everyday Account
Joint or Business accounts?
Please visit a branch if you are a Joint or a Business account holder
Open an Everyday Account
Check that you meet our eligibility criteria. Open our convenient transaction account and get access to useful features.
New customers
If you are a new customer you can apply online in minutes.
Existing customers
If you are an existing customer you can apply via e-banking or the Bendigo Bank app.
Apply in-branch
If you are a new customer you can apply at your preferred branch.
Debit card designs
Express yourself! We have multiple debit card designs to choose from.
Helpful tools
Discover our library of helpful tools to manage your finances, set goals, and achieve more.
Need help?
Banking made simple, support made easy. Our support team is available online, by phone, or at a branch.
Online
Complete the online enquiry form and a banking team member will contact you via your preferred channel, phone or email.
At a branch
Use our branch locator to search for a branch, agency or ATM near you.
Phone
If you have clicked on any suspicious links and entered your e-banking details:
You may also be interested in
Things you should know
*Available to persons aged 16 years and over and Australian Citizens and permanent residents.
#If you hold a home loan the fee will be waived each month provided the home loan is in use at least 2 days prior to the date the fee is charged.
Target Market Determinations for products are available.
Mastercard trademark
Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
BPAY and OSKO® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Everyday Account
Easily manage your money everyday
