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Trying Bendigo Bank is easier than ever

If your bank isn't doing the right thing by you, change to one you can feel better about.

Great reasons to switch to Bendigo Bank

You trust us, recommend us, and consistently recognise us for excellence in service, customer satisfaction and staff friendliness.

01
Most satisfied customers of any Australian bank 4
02
Australia's most recommended bank5
03
Australia's 5th largest retail bank
05
Top 70 ASX Listed company
06
Your banking helps create, support and sustain positive change in Australian
communities

Explore how to switch to Bendigo Bank

3 easy steps, we do the rest

1

Apply for a new Transaction Account

2

Request a regular payments list for switching to Bendigo Bank

3

Advise us which payments we can switch to your account

Step 1 : Do you have a Bendigo Bank Transaction Account?

I do have a Transaction Account.

Use the Switch Form button below to complete the online request of your regular payment list.

I do not have a Transaction Account.

Start by choosing a Bendigo Bank account. Ensure you have the following before starting:

  • 16 years of age and over
  • Drivers licence or passport
  • Australian citizen or resident
  • 5 minutes of your time

Compare our accounts 

Step 2: Request regular payments list

Request your regular payments list via the online switching form or by visiting us in branch. We will send you a list of your regular payments for review.
Complete the online switch form
Visit a branch to complete the form
Do you need some help?

Step 3: Advise us which regular payments we can switch

Once we have received your regular payments list from the bank you are switching from, your nominated branch will contact you to discuss the list. We will assist you to take the next steps to switch payment to your Bendigo Bank account.

3 east steps to switch a Personal Loan

1

Work out how much you can borrow

2

Choose a Personal Loan

3

Apply online or contact us

Step 1: Work out how much you can borrow

Find out how much you can borrow with our handy calculator. 
Simply enter your income and expenses to estimate your personal loan borrowing capacity

Step 2: Choose a personal loan

Step 3: Apply online or contact us

Apply online, speak with a local lender, or contact us by completing the form
Complete the online application form.
Visit a branch to speak with a local lender.
Not sure which personal loan is for you? We can help.

Great reasons to choose Bendigo Bank for Home Loans

Flexible options

With 1.6 million customers in over 500 communities Australia-wide we provide flexible home loans with competitive rates.

Quick response

Our local lenders have the power to approve loans.

Community minded

Our business is based on real relationships with real people. We return part of our profits to invest in your local community.

Pre-qualify for a home loan

In just minutes you can find out how much you may borrow and what to expect before you head down the home loan application path.

Pre-qualification diagram graphic

What we'll calculate:

  • How much you can borrow
  • Your borrowing costs, including stamp duty, lenders mortgage insurance and first home buyer grants
  • Your repayments

No credit checks, no paperwork. Your home loan estimate delivered in minutes.

Explore our home loans

Not sure which Home Loan is for you?
We can help you choose.

Speak to a mobile lender on 1300 236 344

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information.

Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.

Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

  1. Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  2. The interest rate displayed assumes at least three eligible products are held. Eligible products cannot be from the same product type. Connect Package Home Loan interest rates are made up of the applicable interest rate, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Offer is available to customers with a loan to value ratio of up to 95%.
  3. The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  4. Roy Morgan 2018
  5. Mozo People’s Choice Awards 2018
  6. Offer is available to customers for new Owner Occupied, Principal and Interest Basic home loans above $150,000 with a loan to valuation ratio of up to 80%. Terms, conditions, fees and charges apply. All information is correct as at 1 October 2018 and is subject to change. Full details available on application. Lending criteria apply.  Offer may be varied or withdrawn at any time.
  7. No monthly service fee if you deposit $2,000 each month or hold a home loan with us# (otherwise $6 per month)
  8. No monthly service fee if you; Deposit $2,000 each month OR hold an eligible Bendigo Bank CGU Insurance Policy* OR hold a Sandhurst Trustees Managed Fund OR hold a home loan with us Otherwise $3 per month. If you hold one of the above relationships the fee will be waived each month provided the home loan, insurance policy or managed fund is in use at least 2 days prior to the date the fee is charged.
  9. Bendigo Express Home loan is available to customers with a loan to value ratio of up to 80%.
  10. Proof of part time or full time study or apprenticeship required on application.
  11. Offer is available to customers with a loan to value ratio of up to 80%. Terms, conditions, fees and charges apply. Full details available on application. Lending criteria apply. Offer may be varied or withdrawn at any time.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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