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A better home loan experience starts here.

Join the 1.9 million Aussies already benefiting from our competitive rates and trusted services.

One of Australia's biggest banks
One of Australia's most trusted brands^
A top 100 ASX listed Company

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View our range of interest rates

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Things you should know

^ Source: Roy Morgan Risk Monitor 2020

6 Roy Morgan Single Source Australia, March 2022

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

3 Bendigo Complete Home Loan 1 Year Fixed: Available to customers with owner occupied, principal and interest home loans.

7 Bendigo Express Home Loan: The interest rate displayed is for a live-in (owner occupied), principal and interest loan and is based on a maximum Loan to Value Ratio (LVR) of 90%. 

*Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4Up to 55 days interest free
The up to 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

8Qantas Platinum Credit Card offer

Offer period 1 August 2022 to 31 January 2023:

0.00% p.a. purchase rate for up to 20 months from account opening.

Application must be submitted between 12:01am AEST/AEDT 1 August 2022 and 11:59pm AEST/AEDT 31 January 2023.

Bendigo Bank may vary or end this offer at any time and it is only available on the Qantas Platinum Credit Card. Offer not available in conjunction with any other Bendigo Bank offer including Shareholder products. One account per customer. Offer is not available when closing or transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Minimum monthly repayments must be made as per your monthly statement and the account not otherwise be in default.

0.00% Purchase Rate

No interest will be charged on purchases for the first 20 months from account opening. After a period of 20 months from account opening, the remaining purchase balance will revert to purchase interest rate. Offer does not apply to cash advances.

The purchase interest rate of the Qantas Platinum Credit Card is currently 19.99% p.a. The cash advance rate of the Qantas Platinum Rewards Credit Card is currently 21.99% p.a.

Mastercard is a registered trademark of Mastercard International Incorporated.
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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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