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Deposit & Savings Calculator

Use our deposit and savings calculator to forecast the return on your term deposit or cash investment. Start with your deposit amount and preferred investment term and see how our competitive interest rates can grow your savings.

Calculate your returns

Use our deposit and savings calculator to forecast the return on your term deposit or cash investment. 

View rates

Product 

Rate 

Reward Saver Account1  
Base Rate $0 plus 0.30%p.a
Bonus Rate:
for that part of your balance between $0 - $100,000
5.00%p.a
For that part of your balance $100,000.01 and above 0.30%p.a
Bonus Rate ≤30 years of age:
for that part of your balance between $0 - $100,000
5.00%p.a
For that part of your balance $100,000.01 and above 0.30%p.a
EasySaver Account 3.70%p.a
PiggySaver Account 3.70%p.a
Christmas Club Account  0.80%p.a

1 The Bonus Rate of interest will apply instead of the Base Rate when you meet the Bonus Rate eligibility criteria in clause 1.8 of the Bendigo Personal Accounts and Facilities Terms and Conditions. However if all account holders are ≤ 30 years of age for the relevant month and the Bonus Rate eligibility criteria are met, the applicable ≤ 30 years old Bonus Rate will apply instead of the Base Rate

Term Rates for $5,000 - $5,000,000 Interest paid
4 month 4.00% p.a. At maturity
6 month 4.00% p.a. At maturity
9 month 4.40% p.a. At maturity
12 month 4.50% p.a. At maturity

For amounts less than $5,000 and other term deposit options see all term deposit rates.

Things you should know

The purpose of this calculator is to allow you to calculate the amount of interest you could earn on a deposit. The results from this calculator are an indication only and shouldn't be used as exact values for financial planning purposes. Results are not a quote or pre-qualification for a product. Information such as interest rates and default figures used in the assumptions are subject to change. The interest rate and term that you select for a deposit when using the calculator may not be available. The calculator assumes that deposits and interest crediting occurs at the same frequency, with this frequency input by the user. The calculator assumes that the interest rate will not change during the chosen time period, which may not be the case. The calculator is not intended to be relied on for the purpose of making a decision in relation to a financial product and you should consider obtaining advice from a financial services licensee before making any financial decisions.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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