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Savings accounts

Whether you're saving for a special purpose or seeking greater returns with convenience, we have a savings account to suit.

Compare savings accounts

Maximise your financial gains with our savings accounts. Enjoy competitive rates, easy access, and the confidence that your savings are secure.

Account features

Savings made effortless. Discover different ways for you to earn interest, including convenient account management, secure transactions, and more.
  • Only requires $1 to open
  • e-statements for easy account management
  • No monthly service fee
  • Access your account via e-banking or the Bendigo Bank app
  • Different options to help meet your savings goals

Why bank with Bendigo Bank?

We're one of Australia's biggest banks, and we're also the nations most trusted bank. As we grow we invest in technology, accessibility, and service to create a better banking experience for everyone. Here are just some ways we're bigger for customers.

The better big bank

  • Caring for 2.5 million customers
  • Voted Australia's most trusted bank^
  • Profits invested back into Australian communities
  • Community bank branches in rural areas


  • 24/7 fraud monitoring
  • Multi-factor authentication
  • Secure online shopping
  • Zero Liability Protection5
  • Banking safely online support

Bendigo Bank app

  • Transfer money
  • BPAY
  • Lock/unlock lost cards
  • Change your card PIN

Switch to Bendigo Bank

Make the switch that matters. Find out why we’re Australia’s most trusted bank^ and manage your finances with ease.

Helpful tools

Discover our library of helpful tools to manage your savings, set goals, and achieve more.

Need help?

Banking made simple, support made easy. Our support team is available online, by phone, or at a branch.


Complete the online enquiry form and a banking team member will contact you via your preferred channel, phone or email.

At a branch

Use our branch locator to search for a branch, agency or ATM near you.


If you have clicked on any suspicious links and entered your e-banking details:

Things you should know

^ Roy Morgan Risk Monitor 2023. Customers of Bendigo and Adelaide Bank Limited.

*In branch withdrawals will accrue during the month and be charged to your account on the first day of the following month. A maximum of 2 in branch transactions will be rebated to your account at this time. All other transactions will incur a fee at the time of the transaction.

1 A base rate of 0.30% p.a. will apply on balances over $100,000 and/or if you don't hold an Everyday Account or Student Account with us and increase your balance each month (other than the month the account was opened) in addition to interest paid by us.‚Äč

2 For existing accounts, the interest rate will change on the first day of the month following your 31st birthday.

3 You can only open one account held in either your name only, or in joint names, that will be eligible for the bonus rate. Any additional accounts opened will receive the base rate.

5Mastercard Zero Liability

Conditions for protection apply, see

The Reward Saver is not available to business customers.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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