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Debit Cards

Access your own money when you need it with a Debit Mastercard®.

Features

Our debit card come with variety of features.

Convenience

  • Access your money anywhere, anytime.
  • Pay with your device using Apple Pay and Google Pay or other mobile payments.
  • Manage your card 24/7 in the app.
  • Perfect for online shopping.

Security

  • Protected by 24/7 fraud monitoring.
  • Manage your transactions at any time via e-banking or the Bendigo Bank app.
  • Mastercard Zero Liability5 protection for unauthorised transactions.
  • Shop online safely with added card security.
Debit Mastercard

Once your new account is up and running, simply log into the Bendigo Bank app or e-banking to choose your favourite debit card design.

Instant Digital card

As soon as your account is setup in app, get an instant digital card to start using your account.

Secure and easy to manage

Lock, unlock and manage your card in the app 24/7.

Fee-Free Purchases

No transaction fees on Tap & go™ payments.

Debit Rewards and Offers

Exclusive access to discounts and deals. Special offers through Mastercard Priceless Cities.

Debit Mastercard designs

If you already have a Bendigo Bank transaction account and want to swap your current card for a Geelong Cats or Adelaide Crows Debit Mastercard give us us a call on 1300 236 344 or visit your local branch.

Debit Mastercard


Your choice of our classic plum or blue card for easy access to your money.

Geelong Cats & Adelaide Crows Debit Mastercards


Show your team colours every time you shop and manage your money with pride.

How to order the AFL design debit card?

New and existing customers can order/replace AFL designed debit card by following the steps below:

New customers

  • To open an Everyday account, download our app or visit a branch.
  • You'll receive a default plum colour debit card with instant digital
    wallet access, and a physical card will be mailed to you.
  • To swap your current card for a Geelong Cats or Adelaide Crows
    Debit Mastercard card, call us on 1300 236 344 or visit your local
    branch.

Existing customers

  • If you have an account with us, or
  • If you already have a Bendigo Bank transaction account and want to
    swap your current card for a Geelong Cats or Adelaide Crows Debit
    Mastercard.
  • Give us us a call 1300 236 344 or visit your local branch.

Apply for an account to get a debit card

Open one of these accounts to get a debit card.

Everyday Account

OPEN VIA APP

A simple transaction account offering internet banking, phone banking and card access.

Student Account

OPEN IN BRANCH

Designed for full time students over 12 years of age, apprentices and trainees.

Easy Retirement Account

OPEN IN BRANCH

Designed for retirees over 55 years of age, self funded retirees or pensioners.

Concession Account

OPEN IN BRANCH

Designed for customers with an eligible Commonwealth Government concession card.

Things you should know

The Debit Mastercard is only available to persons aged 16 years and over and Australian Citizens and permanent residents.

*Other fees may apply to your account. Overseas purchases may be charged a fee. $3 Debit Card fee applies when you have a Bendigo Bank Debit Mastercard linked to a Bendigo Bank account (fee does not apply when linked to the Everyday Account, Easy Retirement Account, Student Account or Concession Account). This fee is charged to the account on the first calendar day of the month. Interest is charged if funds are from an overdraft are accessed.

#When pressing 'credit ' on your debit card the transaction won't hit your account straight away. However the funds will be placed on hold until the amount is debited from your account.

~Transactions processed using PayPass will auto select credit

*Terms and Conditions apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/km207105.

Google Pay is a trademark of Google LLC.

5Mastercard Zero Liability: Conditions for protection apply, see mastercard.com.au/zero-liability

Mastercard trademark: Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

Youth Debit Mastercard

Youth Debit Mastercard

Exclusive to teens aged 12–15, use in-store, online and internationally. It’s the smart and secure way to give your teenager financial freedom.

Fees

No monthly fees or Tap & go™ transaction fees.

ATM access

Access to over 10,000 ATMs across Australia.

Security

Restrictions on unsuitable purchases

Transactions relating to alcohol, tobacco, and gambling are restricted on the Youth Debit Mastercard^.

If the Youth Debit Mastercard is used to make an unsuitable purchase, we will (where possible) block the transaction.

How to get the Youth Debit Mastercard?

New and existing customers can get/order Youth Debit Mastercard by following the steps below:

  • 2-13 year olds will need to contact their local Bendigo Bank branch to apply for account or card, with a parent or guardian.

  • If you are 14-15 years old, call us to apply for a card.

  • Before you turn 18 you’ll need to call us on 1300 236 344 to upgrade to a Debit Mastercard.

Open an account

Check that you meet our eligibility criteria. Open our convenient transaction account and get access to useful features.

Everyday Account

Open an Everyday Account by visiting our branch with a parent or a guardian.

Student Account

Open a Student Account by visiting our branch with a parent or a guardian.

Things you should know

The Debit Mastercard is only available to persons aged 16 years and over and Australian Citizens and permanent residents.

*Other fees may apply to your account. Overseas purchases may be charged a fee. $3 Debit Card fee applies when you have a Bendigo Bank Debit Mastercard linked to a Bendigo Bank account (fee does not apply when linked to the Everyday Account, Easy Retirement Account, Student Account or Concession Account). This fee is charged to the account on the first calendar day of the month. Interest is charged if funds are from an overdraft are accessed.

^As at 31 July 2023 the relevant Merchant Category Codes (each an “MCC”) are restricted: MCC 7995 (Gambling Transactions); MCC 9754 (Gambling); MCC 5993 (Cigar Stores and Stands); MCC 5921 (Package Stores, Beer Wine, Liquor); MCC 5813 (Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns – Drinking Places); MCC 7273 (Dating Services); MCC 5967 (Direct Marketing – Inbound Telemarketing Merchants); MCC 7297 (Massage Parlours); MCC 5122 (Drugs, Drug Proprietors, and Druggists Sundries – Online only); and MCC 5912 (Drug Stores, Pharmacies – Online only).

#When pressing 'credit ' on your debit card the transaction won't hit your account straight away. However the funds will be placed on hold until the amount is debited from your account.

~Transactions processed using PayPass will auto select credit

*Terms and Conditions apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.
Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in apps and websites in Safari; and with Mac (2012 or later) in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/km207105.

Google Pay is a trademark of Google LLC.

5Mastercard Zero Liability: Conditions for protection apply, see mastercard.com.au/zero-liability

Mastercard trademark: Mastercard and Priceless are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

We acknowledge the Traditional Owners and Custodians of the land where we live, learn and work. We pay our respects to all First Nations Peoples and acknowledge Elders past and present.

We are dedicated to creating an inclusive and safe space for our team members of all genders and sexual orientations through inclusive hiring, leave policies and workplace design.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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